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Get Cheap Car Insurance in Mercury Central, Hampton, VA
We monitor insurance prices, helping the average driver in Mercury Central save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Mercury Central
The chart below shows the cheapest car insurance company in Mercury Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Mercury Central Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $53 |
| Safeco Insurance | $57 |
Savings for Every Kind of Mercury Central Driver
Based on our extensive insurance data, we know the average Mercury Central driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $469 per year by choosing the right vehicle insurance company. Some Mercury Central residents are paying out over $1,243 extra every year for auto insurance in Mercury Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mercury Central, Hampton, VA Savings / Yr. |
|---|---|
$469 |
|
$800 |
|
$684 |
|
$669 |
|
$1,095 |
|
$251 |
|
$451 |
Mercury Central Car Insurance vs. Hampton
People living in Mercury Central pay an average of 2.30% more than the typical driver in the state. The average driver in Mercury Central can expect to pay about $860 per year, or $1,243 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Mercury Central for most people.
Car Insurance Prices by Mercury Central Neighborhood
Insurance Prices
Where is insurance cheapest within Mercury Central?
The map shows insurance prices in and around Mercury Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $201 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,355 to a low of $1,154. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Mercury Central.Pick the Best Car Insurance Company for You in Mercury Central
The best car insurance provider for most drivers in Mercury Central
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $469 over the average Mercury Central car insurance company.
The best car insurance provider for Mercury Central drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $800 over the competition.
The best car insurance company for Mercury Central drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $684 better than other car insurance companies.
The best auto insurance for Mercury Central drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $669 less each year.
The least expensive car insurance company for new and young drivers in Mercury Central
In Mercury Central, Erie Insurance costs young drivers $1,095 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mercury Central
Farm Bureau gave the largest car insurance discounts to married couples, averaging $251 saved each year compared to an average Mercury Central couple's premiums.
The cheapest car insurance in Mercury Central for drivers with bad credit
The best Mercury Central car insurance company for customer service
Nationwide was the best company for customer service in Mercury Central according to the NAIC.
Recent price drops
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The cheapest large national provider in Mercury Central
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mercury Central driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mercury Central, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Mercury Central
What Influences the Cost of Car Insurance in Mercury Central?
On average, car insurance in Mercury Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mercury Central are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Mercury Central is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mercury Central is $72 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Aberdeen: Insurance costs 6.28% more
- Magruder: Insurance costs the same
- Downtown Hampton: Insurance costs 5.87% more
- Northampton: Insurance costs 1.37% more
- North King St: Insurance costs 0.72% more
- Greater Wythe: Insurance costs 7.56% more
- Newmarket South: Insurance costs 2.82% more
- Phoebus: Insurance costs 3.70% more
- Briarfield: Insurance costs 7.64% more
- Buckroe: Insurance costs 3.94% more
Neighborhoods with Similar Populations
- Winter Hill: Insurance costs 62.59% more
- Crescenta Highlands: Insurance costs 88.66% more
- Columbus Park: Insurance costs 44.81% more
- East Forest: Insurance costs 14.24% more
- Central: Insurance costs 78.68% more
- East Side-Bridgeport: Insurance costs 111.18% more
- Castro-Upper Market: Insurance costs 83.91% more
- Brooklawn-St. Vincent: Insurance costs 101.45% more
- Bridle Trails: Insurance costs 30.65% more
- Bradford: Insurance costs 31.13% more