Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Reservoir, Newport News, VA
We monitor insurance prices, helping the average driver in Reservoir save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Reservoir
The chart below shows the cheapest car insurance company in Reservoir for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Reservoir Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Farm Bureau | $56 |
| Safeco Insurance | $60 |
Savings for Every Kind of Reservoir Driver
Based on our extensive insurance data, we know the average Reservoir driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $492 per year by choosing the right vehicle insurance company. Some Reservoir residents are paying out over $1,306 extra every year for auto insurance in Reservoir. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Reservoir, Newport News, VA Savings / Yr. |
|---|---|
$492 |
|
$840 |
|
$719 |
|
$703 |
|
$1,150 |
|
$263 |
|
$474 |
Reservoir Car Insurance vs. Newport News
People living in Reservoir pay an average of 7.46% more than the typical driver in the state. The average driver in Reservoir can expect to pay about $904 per year, or $1,306 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Reservoir for most people.
Car Insurance Prices by Reservoir Neighborhood
Insurance Prices
Where is insurance cheapest within Reservoir?
The map shows insurance prices in and around Reservoir, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $97 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,360 to a low of $1,263. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Reservoir.Pick the Best Car Insurance Company for You in Reservoir
The best car insurance provider for most drivers in Reservoir
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $492 over the average Reservoir car insurance company.
The best car insurance provider for Reservoir drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $840 over the competition.
The best car insurance company for Reservoir drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $719 better than other car insurance companies.
The best auto insurance for Reservoir drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $703 less each year.
The least expensive car insurance company for new and young drivers in Reservoir
In Reservoir, Erie Insurance costs young drivers $1,150 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Reservoir
Farm Bureau gave the largest car insurance discounts to married couples, averaging $263 saved each year compared to an average Reservoir couple's premiums.
The cheapest car insurance in Reservoir for drivers with bad credit
The best Reservoir car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Reservoir, which was better than other insurers.
The cheapest large national provider in Reservoir
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Reservoir driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Reservoir, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Reservoir
What Influences the Cost of Car Insurance in Reservoir?
On average, car insurance in Reservoir is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Reservoir is 32 minutes, which is about the national average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Reservoir are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Reservoir has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Reservoir is $75 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Epes: Insurance costs 2.76% more
- Lee Hall: Insurance costs 1.00% less
- McIntosh: Insurance costs 2.30% less
- Greenwood: Insurance costs 4.67% less
- Denbigh: Insurance costs 1.76% more
- Jenkins: Insurance costs 1.30% more
- Palmer: Insurance costs 7.12% less
- Christopher Newport: Insurance costs 10.03% less
- Deer Park: Insurance costs 7.12% less
- Saunders: Insurance costs 8.19% less
Neighborhoods with Similar Populations
- Beechview: Insurance costs 13.94% more
- Bloomfield: Insurance costs 14.93% more
- Mid Central: Insurance costs 78.56% more
- Ysleta Mission Valley: Insurance costs 46.94% more
- Midtown: Insurance costs 64.17% more
- Mount Washington: Insurance costs 84.69% more
- Mt Eden: Insurance costs 62.56% more
- Near Northeast: Insurance costs 106.51% more
- Old San Leandro: Insurance costs 76.88% more
- Regent Park: Insurance costs 205.59% more