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Get Cheap Car Insurance in Near Northeast, Syracuse, NY

We monitor insurance prices, helping the average driver in Near Northeast save up to 32.6% on car insurance.

 

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The Cheapest Minimum Coverage in Near Northeast

The chart below shows the cheapest car insurance company in Near Northeast for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.

 
Near Northeast Insurer Monthly Cost
Kemper $99
Plymouth Rock Assurance $132
Safeco Insurance $142
Geico $148

Savings for Every Kind of Near Northeast Driver

The table shows how much the average auto insurance customer in Near Northeast might save by following our recommendations.

Based on our extensive insurance data, we know the average Near Northeast driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $804 per year by choosing the right vehicle insurance company. Some Near Northeast residents are paying out over $2,697 extra every year for auto insurance in Near Northeast. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Near Northeast, Syracuse, NY Savings / Yr.
$804
$513
$1,024
$1,036
$2,539
$850
$1,353

Near Northeast Car Insurance vs. Syracuse

People living in Near Northeast pay an average of 11.21% more than the typical driver in the state. The average driver in Near Northeast can expect to pay about $1,956 per year, or $2,697 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Near Northeast for most people.

Car Insurance Prices by Near Northeast Neighborhood

Near Northeast, Syracuse, NY map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Near Northeast?

The map shows insurance prices in and around Near Northeast, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $493 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,917 to a low of $2,424. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Near Northeast.

Pick the Best Car Insurance Company for You in Near Northeast

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Near Northeast insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Near Northeast

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $804 over the average Near Northeast car insurance company.

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We use the average good driver, paying $158 per month, as our baseline for pricing in Near Northeast. Kemper, Erie Insurance, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Near Northeast drivers with accidents on their records

In Near Northeast getting into an accident will raise premiums an average 5.2% for a yearly cost of $2,846. That's $149 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $513 over the competition.

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The best car insurance company for Near Northeast drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $1,024 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Near Northeast, tickets raise premiums on new quotes about $582. If you have a speeding ticket, we recommend Progressive, Kemper, and Plymouth Rock Assurance for savings that beat the average insurance cost of $3,278 per year.

The best auto insurance for Near Northeast drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,709 per year in auto insurance premiums, which was $1,012 more than a driver with no major issues. Progressive, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $1,036 less each year.

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The least expensive car insurance company for new and young drivers in Near Northeast

In Near Northeast, Progressive costs young drivers $2,539 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Near Northeast. With an average cost of $7,946 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Progressive try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Near Northeast

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $92. State Farm, Geico, and Progressive provided the largest discounts to couples living in Near Northeast.

Progressive gave the largest car insurance discounts to married couples, averaging $850 saved each year compared to an average Near Northeast couple's premiums.

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The cheapest car insurance in Near Northeast for drivers with bad credit

People with poor credit saved an average of $1,353 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,712 every year. Premiums for people with poor credit were about $4,408 in Near Northeast. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Allstate, and Plymouth Rock Assurance.

The best Near Northeast car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Near Northeast, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Near Northeast.

Nationwide was the best company for customer service in Near Northeast according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Near Northeast, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Near Northeast. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Near Northeast

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 80% of Near Northeast residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Near Northeast driver can expect to pay about $183 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Near Northeast, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.
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Auto Insurance Prices in and Around Near Northeast

What Influences the Cost of Car Insurance in Near Northeast?

On average, car insurance in Near Northeast is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Near Northeast is 22 minutes, which is far less than average for a driver in the city.
  • New York state insurance regulations may require higher prices.
  • An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Near Northeast are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Near Northeast has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Near Northeast is $163 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Near Northeast driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Near Northeast with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.