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Get Cheap Car Insurance in Downtown Syracuse, Syracuse, NY
We monitor insurance prices, helping the average driver in Downtown Syracuse save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Downtown Syracuse
The chart below shows the cheapest car insurance company in Downtown Syracuse for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Downtown Syracuse Insurer | Monthly Cost |
|---|---|
| Kemper | $91 |
| Plymouth Rock Assurance | $121 |
| Safeco Insurance | $130 |
| Geico | $136 |
Savings for Every Kind of Downtown Syracuse Driver
Based on our extensive insurance data, we know the average Downtown Syracuse driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $738 per year by choosing the right vehicle insurance company. Some Downtown Syracuse residents are paying out over $2,474 extra every year for auto insurance in Downtown Syracuse. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Syracuse, Syracuse, NY Savings / Yr. |
|---|---|
$738 |
|
$470 |
|
$940 |
|
$951 |
|
$2,329 |
|
$779 |
|
$1,242 |
Downtown Syracuse Car Insurance vs. Syracuse
People living in Downtown Syracuse pay an average of 2.02% more than the typical driver in the state. The average driver in Downtown Syracuse can expect to pay about $1,795 per year, or $2,474 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Downtown Syracuse for most people.
Car Insurance Prices by Downtown Syracuse Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Syracuse?
The map shows insurance prices in and around Downtown Syracuse, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $568 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,979 to a low of $2,411. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Downtown Syracuse.Pick the Best Car Insurance Company for You in Downtown Syracuse
The best car insurance provider for most drivers in Downtown Syracuse
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $738 over the average Downtown Syracuse car insurance company.
The best car insurance provider for Downtown Syracuse drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $470 over the competition.
The best car insurance company for Downtown Syracuse drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $940 better than other car insurance companies.
The best auto insurance for Downtown Syracuse drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $951 less each year.
The least expensive car insurance company for new and young drivers in Downtown Syracuse
In Downtown Syracuse, Progressive costs young drivers $2,329 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Syracuse
Progressive gave the largest car insurance discounts to married couples, averaging $779 saved each year compared to an average Downtown Syracuse couple's premiums.
The cheapest car insurance in Downtown Syracuse for drivers with bad credit
The best Downtown Syracuse car insurance company for customer service
Nationwide was the best company for customer service in Downtown Syracuse according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Syracuse
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown Syracuse driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Syracuse, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Downtown Syracuse
What Influences the Cost of Car Insurance in Downtown Syracuse?
On average, car insurance in Downtown Syracuse is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Syracuse are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Downtown Syracuse is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Syracuse is $150 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Near Northeast: Insurance costs 9.01% more
- Southwest: Insurance costs 19.81% more
- Near Westside: Insurance costs 15.28% more
- University Hill: Insurance costs 0.40% less
- Near Eastside: Insurance costs 9.22% more
- Westside: Insurance costs 2.43% less
- Washington Square: Insurance costs 12.09% more
- Lincoln Park-Syracuse: Insurance costs 2.99% less
- Westcott: Insurance costs 1.74% less
- Skunk City: Insurance costs 11.84% more
Neighborhoods with Similar Populations
- Ventana Lakes: Insurance costs 23.04% less
- Gateway Center: Insurance costs 10.63% less
- Sherwood Forest: Insurance costs 46.56% less
- Mlk Park: Insurance costs 22.35% more
- Mountain View: Insurance costs 38.36% less
- University Park-Jacksonville: Insurance costs 11.72% more
- North Central: Insurance costs 25.91% less
- East Hills: Insurance costs 34.20% less
- US Navy Little Creek Amphibious Base: Insurance costs 48.26% less
- Santa Rita: Insurance costs 31.29% less