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Get Cheap Car Insurance in University Park-Jacksonville, Jacksonville, FL
We monitor insurance prices, helping the average driver in University Park-Jacksonville save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in University Park-Jacksonville
The chart below shows the cheapest car insurance company in University Park-Jacksonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| University Park-Jacksonville Insurer | Monthly Cost |
|---|---|
| Geico | $132 |
| State Farm | $140 |
| Gainsco | $183 |
| Bristol West | $183 |
Savings for Every Kind of University Park-Jacksonville Driver
Based on our extensive insurance data, we know the average University Park-Jacksonville driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $809 per year by choosing the right vehicle insurance company. Some University Park-Jacksonville residents are paying out over $2,764 extra every year for auto insurance in University Park-Jacksonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Park-Jacksonville, Jacksonville, FL Savings / Yr. |
|---|---|
$809 |
|
$1,187 |
|
$913 |
|
$904 |
|
$2,872 |
|
$785 |
|
$1,143 |
University Park-Jacksonville Car Insurance vs. Jacksonville
People living in University Park-Jacksonville pay an average of 4.61% more than the typical driver in the state. The average driver in University Park-Jacksonville can expect to pay about $2,523 per year, or $2,764 for full coverage.
Based on our analysis, Geico will be the cheapest provider in University Park-Jacksonville for most people.
Car Insurance Prices by University Park-Jacksonville Neighborhood
Insurance Prices
Where is insurance cheapest within University Park-Jacksonville?
The map shows insurance prices in and around University Park-Jacksonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $209 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,862 to a low of $2,653. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of University Park-Jacksonville.Pick the Best Car Insurance Company for You in University Park-Jacksonville
The best car insurance provider for most drivers in University Park-Jacksonville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $809 over the average University Park-Jacksonville car insurance company.
The best car insurance provider for University Park-Jacksonville drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,187 over the competition.
The best car insurance company for University Park-Jacksonville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $913 better than other car insurance companies.
The best auto insurance for University Park-Jacksonville drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $904 less each year.
The least expensive car insurance company for new and young drivers in University Park-Jacksonville
In University Park-Jacksonville, Geico costs young drivers $2,872 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Park-Jacksonville
Geico gave the largest car insurance discounts to married couples, averaging $785 saved each year compared to an average University Park-Jacksonville couple's premiums.
The cheapest car insurance in University Park-Jacksonville for drivers with bad credit
The best University Park-Jacksonville car insurance company for customer service
Allstate was the best company for customer service in University Park-Jacksonville according to the NAIC.
Recent price drops
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The cheapest large national provider in University Park-Jacksonville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University Park-Jacksonville driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Park-Jacksonville, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around University Park-Jacksonville
What Influences the Cost of Car Insurance in University Park-Jacksonville?
On average, car insurance in University Park-Jacksonville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University Park-Jacksonville is 33 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Park-Jacksonville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- University Park-Jacksonville is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Park-Jacksonville is $210 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Arlington Manor: Insurance costs 0.43% more
- Charter Point: Insurance costs 1.01% less
- Woodmere: Insurance costs 2.93% less
- Lake Lucina: Insurance costs 1.12% less
- Monterey: Insurance costs 2.97% less
- Arlington: Insurance costs 0.22% more
- Arlington Hills: Insurance costs 3.04% less
- Panama Park: Insurance costs 0.72% less
- Arlingwood: Insurance costs 4.59% less
- Brentwood: Insurance costs 4.49% more
Neighborhoods with Similar Populations
- Belmont: Insurance costs 46.16% more
- Bowman: Insurance costs 25.80% less
- Bowie: Insurance costs 38.28% less
- Bonita Long Canyon: Insurance costs 26.52% less
- Bolton: Insurance costs 43.27% less
- Bluff Acres: Insurance costs 55.32% less
- Birmingham: Insurance costs 54.67% less
- Bethune Grant: Insurance costs 6.11% less
- Bernice: Insurance costs 34.91% less
- Bell Hill: Insurance costs 34.08% less