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Get Cheap Car Insurance in Charter Point, Jacksonville, FL
We monitor insurance prices, helping the average driver in Charter Point save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Charter Point
The chart below shows the cheapest car insurance company in Charter Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Charter Point Insurer | Monthly Cost |
|---|---|
| Geico | $131 |
| State Farm | $139 |
| Gainsco | $181 |
| Bristol West | $181 |
Savings for Every Kind of Charter Point Driver
Based on our extensive insurance data, we know the average Charter Point driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $801 per year by choosing the right vehicle insurance company. Some Charter Point residents are paying out over $2,736 extra every year for auto insurance in Charter Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Charter Point, Jacksonville, FL Savings / Yr. |
|---|---|
$801 |
|
$1,175 |
|
$904 |
|
$895 |
|
$2,843 |
|
$777 |
|
$1,132 |
Charter Point Car Insurance vs. Jacksonville
People living in Charter Point pay an average of 3.56% more than the typical driver in the state. The average driver in Charter Point can expect to pay about $2,498 per year, or $2,736 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Charter Point for most people.
Car Insurance Prices by Charter Point Neighborhood
Insurance Prices
Where is insurance cheapest within Charter Point?
The map shows insurance prices in and around Charter Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,743 to a low of $2,733. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Charter Point.Pick the Best Car Insurance Company for You in Charter Point
The best car insurance provider for most drivers in Charter Point
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $801 over the average Charter Point car insurance company.
The best car insurance provider for Charter Point drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,175 over the competition.
The best car insurance company for Charter Point drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $904 better than other car insurance companies.
The best auto insurance for Charter Point drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $895 less each year.
The least expensive car insurance company for new and young drivers in Charter Point
In Charter Point, Geico costs young drivers $2,843 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Charter Point
Geico gave the largest car insurance discounts to married couples, averaging $777 saved each year compared to an average Charter Point couple's premiums.
The cheapest car insurance in Charter Point for drivers with bad credit
The best Charter Point car insurance company for customer service
Allstate was the best company for customer service in Charter Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Charter Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Charter Point driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Charter Point, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Charter Point
What Influences the Cost of Car Insurance in Charter Point?
On average, car insurance in Charter Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Charter Point is 32 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Charter Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Charter Point is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Charter Point is $208 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University Park-Jacksonville: Insurance costs 1.02% more
- Woodmere: Insurance costs 1.94% less
- Arlington Manor: Insurance costs 1.46% more
- Panama Park: Insurance costs 0.29% more
- Lake Lucina: Insurance costs 0.11% less
- Arlington Hills: Insurance costs 2.05% less
- Tallulah-North Shore: Insurance costs 8.15% more
- Monterey: Insurance costs 1.97% less
- Arlington: Insurance costs 1.24% more
- Brentwood: Insurance costs 5.56% more
Neighborhoods with Similar Populations
- East Dedham: Insurance costs 34.94% less
- Normandy Isles: Insurance costs 20.14% more
- North: Insurance costs 44.48% less
- North India Mound: Insurance costs 22.88% less
- Olive Drive Area: Insurance costs 29.86% less
- Euclid-Green: Insurance costs 49.52% less
- Plum Orchard: Insurance costs 47.73% more
- Plymouth Village: Insurance costs 25.18% less
- Pocono Farms: Insurance costs 38.34% less
- Foothills: Insurance costs 26.28% less