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Get Cheap Car Insurance in Plum Orchard, New Orleans, LA
We monitor insurance prices, helping the average driver in Plum Orchard save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Plum Orchard
The chart below shows the cheapest car insurance company in Plum Orchard for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Plum Orchard Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $147 |
| State Farm | $173 |
| Safeco Insurance | $175 |
| Clearcover | $193 |
Savings for Every Kind of Plum Orchard Driver
Based on our extensive insurance data, we know the average Plum Orchard driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,124 per year by choosing the right vehicle insurance company. Some Plum Orchard residents are paying out over $4,042 extra every year for auto insurance in Plum Orchard. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plum Orchard, New Orleans, LA Savings / Yr. |
|---|---|
$1,124 |
|
$1,972 |
|
$1,403 |
|
$2,117 |
|
$3,358 |
|
$1,042 |
|
$1,792 |
Plum Orchard Car Insurance vs. New Orleans
People living in Plum Orchard pay an average of 34.15% more than the typical driver in the state. The average driver in Plum Orchard can expect to pay about $2,557 per year, or $4,042 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Plum Orchard for most people.
Car Insurance Prices by Plum Orchard Neighborhood
Insurance Prices
Where is insurance cheapest within Plum Orchard?
The map shows insurance prices in and around Plum Orchard, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $838 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,300 to a low of $3,462. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Plum Orchard.Pick the Best Car Insurance Company for You in Plum Orchard
The best car insurance provider for most drivers in Plum Orchard
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,124 over the average Plum Orchard car insurance company.
The best car insurance provider for Plum Orchard drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,972 over the competition.
The best car insurance company for Plum Orchard drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,403 better than other car insurance companies.
The best auto insurance for Plum Orchard drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $2,117 less each year.
The least expensive car insurance company for new and young drivers in Plum Orchard
In Plum Orchard, Farm Bureau costs young drivers $3,358 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plum Orchard
Farm Bureau gave the largest car insurance discounts to married couples, averaging $1,042 saved each year compared to an average Plum Orchard couple's premiums.
The cheapest car insurance in Plum Orchard for drivers with bad credit
The best Plum Orchard car insurance company for customer service
Nationwide was the best company for customer service in Plum Orchard according to the NAIC.
Recent price drops
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The cheapest large national provider in Plum Orchard
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Plum Orchard driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plum Orchard, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Plum Orchard
What Influences the Cost of Car Insurance in Plum Orchard?
On average, car insurance in Plum Orchard is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Plum Orchard is 31 minutes, which is far more than average for a driver in the city.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plum Orchard are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Plum Orchard is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plum Orchard is $213 per month for minimum coverage and $337 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Lake Forest: Insurance costs 3.54% more
- Pines Village: Insurance costs 0.54% less
- Read Blvd West: Insurance costs 1.78% more
- Little Woods: Insurance costs 1.19% more
- Gentilly Woods: Insurance costs 3.36% less
- Read Blvd East: Insurance costs 0.74% more
- Milneburg: Insurance costs the same
- Gentilly Terrace: Insurance costs 1.56% less
- Lower 9th Ward: Insurance costs 1.16% less
- Saint Anthony: Insurance costs 1.26% less
Neighborhoods with Similar Populations
- West Redlands: Insurance costs 47.67% less
- New Aurora: Insurance costs 1.83% less
- Madison Park: Insurance costs 67.79% less
- Mcbean: Insurance costs 57.00% less
- Meadow Wood: Insurance costs 47.55% less
- Memorial Square: Insurance costs 50.57% less
- Meredith: Insurance costs 68.16% less
- Mount Hope: Insurance costs 37.63% less
- Nevin Community: Insurance costs 63.85% less
- Lemonwood Eastmont: Insurance costs 46.64% less