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Get Cheap Car Insurance in Gentilly Terrace, New Orleans, LA
We monitor insurance prices, helping the average driver in Gentilly Terrace save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Gentilly Terrace
The chart below shows the cheapest car insurance company in Gentilly Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Gentilly Terrace Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $144 |
| State Farm | $170 |
| Safeco Insurance | $172 |
| Clearcover | $190 |
Savings for Every Kind of Gentilly Terrace Driver
Based on our extensive insurance data, we know the average Gentilly Terrace driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,107 per year by choosing the right vehicle insurance company. Some Gentilly Terrace residents are paying out over $3,979 extra every year for auto insurance in Gentilly Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gentilly Terrace, New Orleans, LA Savings / Yr. |
|---|---|
$1,107 |
|
$1,941 |
|
$1,381 |
|
$2,084 |
|
$3,305 |
|
$1,026 |
|
$1,764 |
Gentilly Terrace Car Insurance vs. New Orleans
People living in Gentilly Terrace pay an average of 32.06% more than the typical driver in the state. The average driver in Gentilly Terrace can expect to pay about $2,517 per year, or $3,979 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Gentilly Terrace for most people.
Car Insurance Prices by Gentilly Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Gentilly Terrace?
The map shows insurance prices in and around Gentilly Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $831 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,110 to a low of $3,279. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Gentilly Terrace.Pick the Best Car Insurance Company for You in Gentilly Terrace
The best car insurance provider for most drivers in Gentilly Terrace
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,107 over the average Gentilly Terrace car insurance company.
The best car insurance provider for Gentilly Terrace drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,941 over the competition.
The best car insurance company for Gentilly Terrace drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,381 better than other car insurance companies.
The best auto insurance for Gentilly Terrace drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $2,084 less each year.
The least expensive car insurance company for new and young drivers in Gentilly Terrace
In Gentilly Terrace, Farm Bureau costs young drivers $3,305 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gentilly Terrace
Farm Bureau gave the largest car insurance discounts to married couples, averaging $1,026 saved each year compared to an average Gentilly Terrace couple's premiums.
The cheapest car insurance in Gentilly Terrace for drivers with bad credit
The best Gentilly Terrace car insurance company for customer service
Nationwide was the best company for customer service in Gentilly Terrace according to the NAIC.
Recent price drops
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The cheapest large national provider in Gentilly Terrace
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Gentilly Terrace driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gentilly Terrace, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Gentilly Terrace
What Influences the Cost of Car Insurance in Gentilly Terrace?
On average, car insurance in Gentilly Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Gentilly Terrace is 32 minutes, which is far more than average for a driver in the city.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gentilly Terrace are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Gentilly Terrace is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gentilly Terrace is $210 per month for minimum coverage and $332 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Dillard: Insurance costs 1.08% more
- Gentilly Woods: Insurance costs 1.83% less
- Milneburg: Insurance costs 1.58% more
- Saint Anthony: Insurance costs 0.30% more
- Saint Roch: Insurance costs 3.62% more
- Fillmore: Insurance costs 0.58% less
- Seventh Ward: Insurance costs 1.28% more
- Fairgrounds: Insurance costs 0.50% less
- Lake Terrace and Oaks: Insurance costs 13.02% less
- Pines Village: Insurance costs 1.03% more
Neighborhoods with Similar Populations
- Leslie: Insurance costs 41.19% less
- Berkeley: Insurance costs 47.27% less
- Rolling Hills Ranch: Insurance costs 50.31% less
- Regent Park: Insurance costs 0.30% more
- Plymouth Colony: Insurance costs 45.51% less
- Upper B Street: Insurance costs 43.65% less
- Pembroke Falls: Insurance costs 20.68% less
- Pecan Creek: Insurance costs 53.96% less
- Northwest: Insurance costs 52.32% less
- Mt Eden: Insurance costs 46.64% less