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Get Cheap Car Insurance in Northwest, Kansas City, KS
We monitor insurance prices, helping the average driver in Northwest save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Northwest
The chart below shows the cheapest car insurance company in Northwest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Northwest Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Kemper | $65 |
| Farm Bureau | $68 |
| Travelers | $69 |
Savings for Every Kind of Northwest Driver
Based on our extensive insurance data, we know the average Northwest driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $450 per year by choosing the right vehicle insurance company. Some Northwest residents are paying out over $1,897 extra every year for auto insurance in Northwest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northwest, Kansas City, KS Savings / Yr. |
|---|---|
$450 |
|
$716 |
|
$511 |
|
$837 |
|
$1,634 |
|
$417 |
|
$910 |
Northwest Car Insurance vs. Kansas City
People living in Northwest pay an average of 21.20% more than the typical driver in the state. The average driver in Northwest can expect to pay about $1,022 per year, or $1,897 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Northwest for most people.
Car Insurance Prices by Northwest Neighborhood
Insurance Prices
Where is insurance cheapest within Northwest?
The map shows insurance prices in and around Northwest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $316 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,094 to a low of $1,778. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Northwest.Pick the Best Car Insurance Company for You in Northwest
The best car insurance provider for most drivers in Northwest
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $450 over the average Northwest car insurance company.
The best car insurance provider for Northwest drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $716 over the competition.
The best car insurance company for Northwest drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $511 better than other car insurance companies.
The best auto insurance for Northwest drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $837 less each year.
The least expensive car insurance company for new and young drivers in Northwest
In Northwest, Geico costs young drivers $1,634 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northwest
State Farm gave the largest car insurance discounts to married couples, averaging $417 saved each year compared to an average Northwest couple's premiums.
The cheapest car insurance in Northwest for drivers with bad credit
The best Northwest car insurance company for customer service
Recent price drops
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The cheapest large national provider in Northwest
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Northwest driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northwest, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Northwest
What Influences the Cost of Car Insurance in Northwest?
On average, car insurance in Northwest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northwest is 29 minutes, which is far more than average for a driver in the city.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northwest are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Northwest has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northwest is $85 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Kensington: Insurance costs 2.69% less
- Northeast: Insurance costs 0.16% more
- Bethel Welborn: Insurance costs 2.79% less
- Riverview: Insurance costs 4.64% less
- Strawberry Hill: Insurance costs 5.27% less
- Coronado: Insurance costs 5.90% less
- Argentine: Insurance costs 12.12% less
- Central Business District: Insurance costs 2.37% more
- Turner: Insurance costs 13.44% less
- Parkdale-Walden: Insurance costs 1.90% less
Neighborhoods with Similar Populations
- Broadview: Insurance costs 15.97% less
- East Watertown: Insurance costs 8.59% less
- Georgian Acres: Insurance costs 4.74% more
- Saddle Rock Golf Club: Insurance costs 7.43% more
- MacKenzie: Insurance costs 117.50% more
- Natomas Park: Insurance costs 17.66% more
- Newton Corner: Insurance costs 12.76% less
- North Rose Hill: Insurance costs 13.86% less
- Pecan Creek: Insurance costs 3.43% less
- Pembroke Falls: Insurance costs 66.37% more