Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in MacKenzie, Detroit, MI
We monitor insurance prices, helping the average driver in MacKenzie save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in MacKenzie
The chart below shows the cheapest car insurance company in MacKenzie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| MacKenzie Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $153 |
| Progressive | $175 |
| State Farm | $176 |
| Safeco Insurance | $186 |
Savings for Every Kind of MacKenzie Driver
Based on our extensive insurance data, we know the average MacKenzie driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,658 per year by choosing the right vehicle insurance company. Some MacKenzie residents are paying out over $4,126 extra every year for auto insurance in MacKenzie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
MacKenzie, Detroit, MI Savings / Yr. |
|---|---|
$1,658 |
|
$2,707 |
|
$2,395 |
|
$3,641 |
|
$4,295 |
|
$0 |
|
$0 |
MacKenzie Car Insurance vs. Detroit
People living in MacKenzie pay an average of 42.32% more than the typical driver in the state. The average driver in MacKenzie can expect to pay about $3,134 per year, or $4,126 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in MacKenzie for most people.
Car Insurance Prices by MacKenzie Neighborhood
Insurance Prices
Where is insurance cheapest within MacKenzie?
The map shows insurance prices in and around MacKenzie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $263 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,245 to a low of $3,982. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of MacKenzie.Pick the Best Car Insurance Company for You in MacKenzie
The best car insurance provider for most drivers in MacKenzie
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,658 over the average MacKenzie car insurance company.
The best car insurance provider for MacKenzie drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,707 over the competition.
The best car insurance company for MacKenzie drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,395 better than other car insurance companies.
The best auto insurance for MacKenzie drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,641 less each year.
The least expensive car insurance company for new and young drivers in MacKenzie
In MacKenzie, Geico costs young drivers $4,295 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in MacKenzie
The cheapest car insurance in MacKenzie for drivers with bad credit
The best MacKenzie car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in MacKenzie, which was better than other insurers.
The cheapest large national provider in MacKenzie
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average MacKenzie driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In MacKenzie, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around MacKenzie
What Influences the Cost of Car Insurance in MacKenzie?
On average, car insurance in MacKenzie is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in MacKenzie is 32 minutes, which is a little more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- MacKenzie is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in MacKenzie is $261 per month for minimum coverage and $344 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Barton-McFarland: Insurance costs 1.43% less
- Winter Halter: Insurance costs 0.24% more
- Aviation: Insurance costs 1.82% less
- Fishkorn: Insurance costs 0.02% more
- Russell Woods: Insurance costs 1.33% less
- Harmony Village: Insurance costs 0.90% more
- Belmont: Insurance costs 2.08% less
- Schoolcraft Southfield: Insurance costs 0.29% less
- Grandale: Insurance costs 0.87% less
- Fitzgerald: Insurance costs 0.92% less
Neighborhoods with Similar Populations
- Bayview Area: Insurance costs 45.86% less
- Brighton: Insurance costs 55.77% less
- Dietz: Insurance costs 56.45% less
- Gresham-North Central: Insurance costs 56.74% less
- Greater South Side: Insurance costs 69.87% less
- Snail: Insurance costs 50.34% less
- North Rose Hill: Insurance costs 60.40% less
- Northwest: Insurance costs 54.02% less
- Oak View: Insurance costs 46.32% less
- Pacific Edison: Insurance costs 39.12% less