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Get Cheap Car Insurance in Brighton, Seattle, WA
We monitor insurance prices, helping the average driver in Brighton save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Brighton
The chart below shows the cheapest car insurance company in Brighton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Brighton Insurer | Monthly Cost |
|---|---|
| Metromile | $63 |
| State Farm | $70 |
| Progressive | $77 |
| Geico | $84 |
Savings for Every Kind of Brighton Driver
Based on our extensive insurance data, we know the average Brighton driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $534 per year by choosing the right vehicle insurance company. Some Brighton residents are paying out over $1,825 extra every year for auto insurance in Brighton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brighton, Seattle, WA Savings / Yr. |
|---|---|
$534 |
|
$944 |
|
$680 |
|
$515 |
|
$1,954 |
|
$369 |
|
$633 |
Brighton Car Insurance vs. Seattle
People living in Brighton pay an average of 29.98% more than the typical driver in the state. The average driver in Brighton can expect to pay about $1,097 per year, or $1,825 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Brighton for most people.
Car Insurance Prices by Brighton Neighborhood
Insurance Prices
Where is insurance cheapest within Brighton?
The map shows insurance prices in and around Brighton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $243 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,954 to a low of $1,711. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Brighton.Pick the Best Car Insurance Company for You in Brighton
The best car insurance provider for most drivers in Brighton
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $534 over the average Brighton car insurance company.
The best car insurance provider for Brighton drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $944 over the competition.
The best car insurance company for Brighton drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $680 better than other car insurance companies.
The best auto insurance for Brighton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $515 less each year.
The least expensive car insurance company for new and young drivers in Brighton
In Brighton, State Farm costs young drivers $1,954 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brighton
State Farm gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average Brighton couple's premiums.
The cheapest car insurance in Brighton for drivers with bad credit
The best Brighton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Brighton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brighton driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brighton, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Brighton
What Influences the Cost of Car Insurance in Brighton?
On average, car insurance in Brighton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Brighton is 37 minutes, which is a little more than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brighton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Brighton is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brighton is $91 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Seward Park: Insurance costs 4.55% less
- Columbia City: Insurance costs 1.26% less
- Rainier Beach: Insurance costs 0.77% less
- Beacon Hill: Insurance costs 0.05% less
- South Park: Insurance costs 2.41% less
- Mt. Baker: Insurance costs 4.55% less
- Mercer Heights: Insurance costs 12.71% less
- Highland Park: Insurance costs 6.85% less
- Highline: Insurance costs 4.11% less
- McGilvra: Insurance costs 7.78% less
Neighborhoods with Similar Populations
- The Cape: Insurance costs 29.48% more
- Saddle Rock Golf Club: Insurance costs 11.67% more
- Belgravia Terrace: Insurance costs 4.05% less
- Oak View: Insurance costs 21.37% more
- Greater Harmony Hills: Insurance costs 1.42% more
- Bayview Area: Insurance costs 22.41% more
- Lowry Hill East: Insurance costs 0.82% more
- Edmund F Burton: Insurance costs 0.88% less
- Rexland Acres: Insurance costs 21.42% more
- Forest Hills: Insurance costs 65.21% more