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Get Cheap Car Insurance in Beacon Hill, Seattle, WA
We monitor insurance prices, helping the average driver in Beacon Hill save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Beacon Hill
The chart below shows the cheapest car insurance company in Beacon Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Beacon Hill Insurer | Monthly Cost |
|---|---|
| Metromile | $63 |
| State Farm | $70 |
| Progressive | $77 |
| Geico | $84 |
Savings for Every Kind of Beacon Hill Driver
Based on our extensive insurance data, we know the average Beacon Hill driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $534 per year by choosing the right vehicle insurance company. Some Beacon Hill residents are paying out over $1,824 extra every year for auto insurance in Beacon Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Beacon Hill, Seattle, WA Savings / Yr. |
|---|---|
$534 |
|
$943 |
|
$679 |
|
$514 |
|
$1,953 |
|
$369 |
|
$633 |
Beacon Hill Car Insurance vs. Seattle
People living in Beacon Hill pay an average of 29.92% more than the typical driver in the state. The average driver in Beacon Hill can expect to pay about $1,097 per year, or $1,824 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Beacon Hill for most people.
Car Insurance Prices by Beacon Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Beacon Hill?
The map shows insurance prices in and around Beacon Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $272 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,965 to a low of $1,693. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Beacon Hill.Pick the Best Car Insurance Company for You in Beacon Hill
The best car insurance provider for most drivers in Beacon Hill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $534 over the average Beacon Hill car insurance company.
The best car insurance provider for Beacon Hill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $943 over the competition.
The best car insurance company for Beacon Hill drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $679 better than other car insurance companies.
The best auto insurance for Beacon Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $514 less each year.
The least expensive car insurance company for new and young drivers in Beacon Hill
In Beacon Hill, State Farm costs young drivers $1,953 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Beacon Hill
State Farm gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average Beacon Hill couple's premiums.
The cheapest car insurance in Beacon Hill for drivers with bad credit
The best Beacon Hill car insurance company for customer service
Nationwide was the best company for customer service in Beacon Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Beacon Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Beacon Hill driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Beacon Hill, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Beacon Hill
What Influences the Cost of Car Insurance in Beacon Hill?
On average, car insurance in Beacon Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Beacon Hill is 36 minutes, which is a little more than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Beacon Hill are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Beacon Hill is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Beacon Hill is $91 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Columbia City: Insurance costs 1.21% less
- Mt. Baker: Insurance costs 4.50% less
- Seward Park: Insurance costs 4.50% less
- Brighton: Insurance costs 0.05% more
- South Park: Insurance costs 2.36% less
- Atlantic: Insurance costs 1.37% less
- Riverview: Insurance costs 8.33% less
- Leschi: Insurance costs 7.89% less
- Highland Park: Insurance costs 6.80% less
- International District: Insurance costs 2.58% more
Neighborhoods with Similar Populations
- Southeast Boise: Insurance costs 41.45% less
- Inner Richmond: Insurance costs 25.05% more
- Wolf Creek: Insurance costs 16.78% more
- St Charles: Insurance costs 16.50% more
- Little Woods: Insurance costs 124.23% more
- Avondale: Insurance costs 6.25% more
- Desert View: Insurance costs 4.66% more
- Bay Area: Insurance costs 1.97% less
- Shelby Forest-Frayser: Insurance costs 9.32% less
- Irving Park: Insurance costs 4.28% more