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Get Cheap Car Insurance in Southeast Boise, Boise, ID
We monitor insurance prices, helping the average driver in Southeast Boise save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Southeast Boise
The chart below shows the cheapest car insurance company in Southeast Boise for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Southeast Boise Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $34 |
| Travelers | $37 |
| State Farm | $39 |
| Progressive | $41 |
Savings for Every Kind of Southeast Boise Driver
Based on our extensive insurance data, we know the average Southeast Boise driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $261 per year by choosing the right vehicle insurance company. Some Southeast Boise residents are paying out over $1,068 extra every year for auto insurance in Southeast Boise. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southeast Boise, Boise, ID Savings / Yr. |
|---|---|
$261 |
|
$537 |
|
$467 |
|
$413 |
|
$981 |
|
$253 |
|
$405 |
Southeast Boise Car Insurance vs. Boise
People living in Southeast Boise pay an average of 5.56% less than the typical driver in the state. The average driver in Southeast Boise can expect to pay about $592 per year, or $1,068 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Southeast Boise for most people.
Car Insurance Prices by Southeast Boise Neighborhood
Insurance Prices
Where is insurance cheapest within Southeast Boise?
The map shows insurance prices in and around Southeast Boise, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $140 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,161 to a low of $1,021. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Southeast Boise.Pick the Best Car Insurance Company for You in Southeast Boise
The best car insurance provider for most drivers in Southeast Boise
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $261 over the average Southeast Boise car insurance company.
The best car insurance provider for Southeast Boise drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $537 over the competition.
The best car insurance company for Southeast Boise drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $467 better than other car insurance companies.
The best auto insurance for Southeast Boise drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $413 less each year.
The least expensive car insurance company for new and young drivers in Southeast Boise
In Southeast Boise, Auto-Owners Insurance costs young drivers $981 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southeast Boise
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $253 saved each year compared to an average Southeast Boise couple's premiums.
The cheapest car insurance in Southeast Boise for drivers with bad credit
The best Southeast Boise car insurance company for customer service
Nationwide was the best company for customer service in Southeast Boise according to the NAIC.
Recent price drops
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The cheapest large national provider in Southeast Boise
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Southeast Boise driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southeast Boise, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Southeast Boise
What Influences the Cost of Car Insurance in Southeast Boise?
On average, car insurance in Southeast Boise is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southeast Boise is 23 minutes, which is about the national average for a driver in the city.
- Idaho state insurance regulations may allow for lower prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southeast Boise are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Southeast Boise is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southeast Boise is $49 per month for minimum coverage and $89 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Harris Ranch: Insurance costs 0.28% more
- East End: Insurance costs 1.22% more
- Vista: Insurance costs 1.22% less
- Depot Bench: Insurance costs 1.50% more
- Downtown: Insurance costs 6.27% more
- Hillcrest: Insurance costs 1.31% less
- Central Bench: Insurance costs 1.31% more
- North End: Insurance costs 1.87% more
- Franklin Randolph: Insurance costs 2.72% more
- Veterans Park: Insurance costs 4.31% more
Neighborhoods with Similar Populations
- North Dallas: Insurance costs 68.45% more
- West Side: Insurance costs 131.74% more
- Mililani Waipio Melemanu: Insurance costs 31.37% more
- Mission: Insurance costs 119.10% more
- West: Insurance costs 24.53% more
- Morningside Heights: Insurance costs 189.23% more
- West Los Angeles: Insurance costs 118.54% more
- West Lawn: Insurance costs 85.58% more
- West Flagler: Insurance costs 231.46% more
- North Arlington: Insurance costs 76.22% more