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Get Cheap Car Insurance in North Dallas, Dallas, TX
We monitor insurance prices, helping the average driver in North Dallas save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in North Dallas
The chart below shows the cheapest car insurance company in North Dallas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| North Dallas Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $61 |
| Progressive | $63 |
| State Farm | $67 |
Savings for Every Kind of North Dallas Driver
Based on our extensive insurance data, we know the average North Dallas driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some North Dallas residents are paying out over $1,799 extra every year for auto insurance in North Dallas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Dallas, Dallas, TX Savings / Yr. |
|---|---|
$370 |
|
$847 |
|
$747 |
|
$855 |
|
$1,302 |
|
$492 |
|
$538 |
North Dallas Car Insurance vs. Dallas
People living in North Dallas pay an average of 7.93% less than the typical driver in the state. The average driver in North Dallas can expect to pay about $1,072 per year, or $1,799 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Dallas for most people.
Car Insurance Prices by North Dallas Neighborhood
Insurance Prices
Where is insurance cheapest within North Dallas?
The map shows insurance prices in and around North Dallas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $465 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,170 to a low of $1,705. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of North Dallas.Pick the Best Car Insurance Company for You in North Dallas
The best car insurance provider for most drivers in North Dallas
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $370 over the average North Dallas car insurance company.
The best car insurance provider for North Dallas drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $847 over the competition.
The best car insurance company for North Dallas drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $747 better than other car insurance companies.
The best auto insurance for North Dallas drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $855 less each year.
The least expensive car insurance company for new and young drivers in North Dallas
In North Dallas, State Farm costs young drivers $1,302 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Dallas
State Farm gave the largest car insurance discounts to married couples, averaging $492 saved each year compared to an average North Dallas couple's premiums.
The cheapest car insurance in North Dallas for drivers with bad credit
The best North Dallas car insurance company for customer service
Nationwide was the best company for customer service in North Dallas according to the NAIC.
Recent price drops
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The cheapest large national provider in North Dallas
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Dallas driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Dallas, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around North Dallas
What Influences the Cost of Car Insurance in North Dallas?
On average, car insurance in North Dallas is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Dallas is 25 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Dallas are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- North Dallas is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Dallas is $89 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lake Highlands: Insurance costs 8.95% more
- Bluffview: Insurance costs 0.06% more
- Preston Hollow: Insurance costs 6.34% more
- M Streets: Insurance costs 3.28% more
- Far North Dallas-Richardson: Insurance costs 0.56% more
- Northeast Dallas-White Rock: Insurance costs 9.78% more
- Love Field Area: Insurance costs 6.78% more
- Far North Dallas: Insurance costs 6.06% more
- Oak Lawn: Insurance costs 2.33% more
- Southwest Carrollton: Insurance costs 6.95% more
Neighborhoods with Similar Populations
- Encanto: Insurance costs 9.67% more
- University District: Insurance costs 6.61% less
- Sugar House: Insurance costs 17.57% less
- Glendale: Insurance costs 78.49% more
- Financial District: Insurance costs 66.54% more
- Fenway-Kenmore: Insurance costs 4.06% more
- Far West: Insurance costs 4.89% less
- Far North: Insurance costs 36.74% less
- Excelsior: Insurance costs 29.18% more
- University Heights: Insurance costs 99.61% more