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Get Cheap Car Insurance in Southwest Carrollton, Carrollton, TX
We monitor insurance prices, helping the average driver in Southwest Carrollton save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Southwest Carrollton
The chart below shows the cheapest car insurance company in Southwest Carrollton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Southwest Carrollton Insurer | Monthly Cost |
|---|---|
| Clearcover | $50 |
| Mile Auto | $65 |
| Progressive | $67 |
| State Farm | $72 |
Savings for Every Kind of Southwest Carrollton Driver
Based on our extensive insurance data, we know the average Southwest Carrollton driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some Southwest Carrollton residents are paying out over $1,924 extra every year for auto insurance in Southwest Carrollton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Carrollton, Carrollton, TX Savings / Yr. |
|---|---|
$396 |
|
$906 |
|
$798 |
|
$915 |
|
$1,392 |
|
$526 |
|
$575 |
Southwest Carrollton Car Insurance vs. Carrollton
People living in Southwest Carrollton pay an average of 1.55% less than the typical driver in the state. The average driver in Southwest Carrollton can expect to pay about $1,146 per year, or $1,924 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Southwest Carrollton for most people.
Car Insurance Prices by Southwest Carrollton Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Carrollton?
The map shows insurance prices in and around Southwest Carrollton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $277 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,098 to a low of $1,821. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Southwest Carrollton.Pick the Best Car Insurance Company for You in Southwest Carrollton
The best car insurance provider for most drivers in Southwest Carrollton
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $396 over the average Southwest Carrollton car insurance company.
The best car insurance provider for Southwest Carrollton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $906 over the competition.
The best car insurance company for Southwest Carrollton drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $798 better than other car insurance companies.
The best auto insurance for Southwest Carrollton drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $915 less each year.
The least expensive car insurance company for new and young drivers in Southwest Carrollton
In Southwest Carrollton, State Farm costs young drivers $1,392 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Carrollton
State Farm gave the largest car insurance discounts to married couples, averaging $526 saved each year compared to an average Southwest Carrollton couple's premiums.
The cheapest car insurance in Southwest Carrollton for drivers with bad credit
The best Southwest Carrollton car insurance company for customer service
Nationwide was the best company for customer service in Southwest Carrollton according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Carrollton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southwest Carrollton driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Carrollton, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Southwest Carrollton
What Influences the Cost of Car Insurance in Southwest Carrollton?
On average, car insurance in Southwest Carrollton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwest Carrollton is 30 minutes, which is about the national average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwest Carrollton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Southwest Carrollton is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Carrollton is $96 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central Carrollton: Insurance costs 0.52% more
- Far North Dallas-Carrollton: Insurance costs 2.81% less
- Original Town: Insurance costs 1.87% less
- Far North Dallas: Insurance costs 0.83% less
- North Central Dallas: Insurance costs 2.13% less
- Northwest Dallas: Insurance costs 1.35% more
- Northeast Dallas: Insurance costs 3.74% less
- Preston Hollow: Insurance costs 0.57% less
- Valley Ranch: Insurance costs 1.77% less
- Far North Dallas-Richardson: Insurance costs 5.98% less
Neighborhoods with Similar Populations
- Great Bridge East: Insurance costs 38.98% less
- Potrero: Insurance costs 13.41% more
- Pleasure Ridge Park: Insurance costs 16.37% more
- Playa del Ray: Insurance costs 20.22% more
- Overlake: Insurance costs 13.31% less
- North Park: Insurance costs 2.91% less
- North Beach: Insurance costs 20.89% more
- Montavilla: Insurance costs 5.04% less
- Jefferson Park: Insurance costs 37.11% more
- Greenwood: Insurance costs 14.71% less