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Get Cheap Car Insurance in Valley Ranch, Irving, TX
We monitor insurance prices, helping the average driver in Valley Ranch save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Valley Ranch
The chart below shows the cheapest car insurance company in Valley Ranch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Valley Ranch Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $64 |
| Progressive | $66 |
| State Farm | $71 |
Savings for Every Kind of Valley Ranch Driver
Based on our extensive insurance data, we know the average Valley Ranch driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $389 per year by choosing the right vehicle insurance company. Some Valley Ranch residents are paying out over $1,890 extra every year for auto insurance in Valley Ranch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Valley Ranch, Irving, TX Savings / Yr. |
|---|---|
$389 |
|
$890 |
|
$784 |
|
$898 |
|
$1,367 |
|
$516 |
|
$565 |
Valley Ranch Car Insurance vs. Irving
People living in Valley Ranch pay an average of 3.29% less than the typical driver in the state. The average driver in Valley Ranch can expect to pay about $1,126 per year, or $1,890 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Valley Ranch for most people.
Car Insurance Prices by Valley Ranch Neighborhood
Insurance Prices
Where is insurance cheapest within Valley Ranch?
The map shows insurance prices in and around Valley Ranch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $327 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,035 to a low of $1,708. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Valley Ranch.Pick the Best Car Insurance Company for You in Valley Ranch
The best car insurance provider for most drivers in Valley Ranch
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $389 over the average Valley Ranch car insurance company.
The best car insurance provider for Valley Ranch drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $890 over the competition.
The best car insurance company for Valley Ranch drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $784 better than other car insurance companies.
The best auto insurance for Valley Ranch drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $898 less each year.
The least expensive car insurance company for new and young drivers in Valley Ranch
In Valley Ranch, State Farm costs young drivers $1,367 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Valley Ranch
State Farm gave the largest car insurance discounts to married couples, averaging $516 saved each year compared to an average Valley Ranch couple's premiums.
The cheapest car insurance in Valley Ranch for drivers with bad credit
The best Valley Ranch car insurance company for customer service
Nationwide was the best company for customer service in Valley Ranch according to the NAIC.
Recent price drops
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The cheapest large national provider in Valley Ranch
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Valley Ranch driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Valley Ranch, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Valley Ranch
What Influences the Cost of Car Insurance in Valley Ranch?
On average, car insurance in Valley Ranch is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Valley Ranch is 28 minutes, which is about the national average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Valley Ranch are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Valley Ranch is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Valley Ranch is $94 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Original Town: Insurance costs 0.11% less
- Northwest Dallas: Insurance costs 3.17% more
- Central Carrollton: Insurance costs 2.33% more
- Song: Insurance costs 2.22% more
- Southwest Carrollton: Insurance costs 1.80% more
- Preston Hollow: Insurance costs 1.22% more
- North Central Dallas: Insurance costs 0.37% less
- Far North Dallas-Carrollton: Insurance costs 1.06% less
- Northeast Dallas: Insurance costs 2.01% less
- Bear Creek: Insurance costs 5.03% more
Neighborhoods with Similar Populations
- Arlington Heights: Insurance costs 7.25% less
- Wynwood: Insurance costs 76.83% more
- Westgate: Insurance costs 30.05% more
- West Valley: Insurance costs 42.70% less
- Summerlin North: Insurance costs 25.77% more
- South Beach: Insurance costs 60.16% more
- Sommerset West-Elmonica North: Insurance costs 12.80% less
- Rittenhouse Square: Insurance costs 17.14% less
- Powellhurst-Gilbert: Insurance costs 2.22% more
- Pelican: Insurance costs 31.11% more