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Get Cheap Car Insurance in Montavilla, Portland, OR
We monitor insurance prices, helping the average driver in Montavilla save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Montavilla
The chart below shows the cheapest car insurance company in Montavilla for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Montavilla Insurer | Monthly Cost |
|---|---|
| Metromile | $78 |
| State Farm | $79 |
| Country Financial | $87 |
| Travelers | $91 |
Savings for Every Kind of Montavilla Driver
Based on our extensive insurance data, we know the average Montavilla driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $580 per year by choosing the right vehicle insurance company. Some Montavilla residents are paying out over $1,827 extra every year for auto insurance in Montavilla. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montavilla, Portland, OR Savings / Yr. |
|---|---|
$580 |
|
$864 |
|
$704 |
|
$791 |
|
$2,100 |
|
$567 |
|
$676 |
Montavilla Car Insurance vs. Portland
People living in Montavilla pay an average of 21.15% more than the typical driver in the state. The average driver in Montavilla can expect to pay about $1,410 per year, or $1,827 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Montavilla for most people.
Car Insurance Prices by Montavilla Neighborhood
Insurance Prices
Where is insurance cheapest within Montavilla?
The map shows insurance prices in and around Montavilla, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $424 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,022 to a low of $1,598. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Montavilla.Pick the Best Car Insurance Company for You in Montavilla
The best car insurance provider for most drivers in Montavilla
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $580 over the average Montavilla car insurance company.
The best car insurance provider for Montavilla drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $864 over the competition.
The best car insurance company for Montavilla drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $704 better than other car insurance companies.
The best auto insurance for Montavilla drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $791 less each year.
The least expensive car insurance company for new and young drivers in Montavilla
In Montavilla, Country Financial costs young drivers $2,100 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montavilla
State Farm gave the largest car insurance discounts to married couples, averaging $567 saved each year compared to an average Montavilla couple's premiums.
The cheapest car insurance in Montavilla for drivers with bad credit
The best Montavilla car insurance company for customer service
Nationwide was the best company for customer service in Montavilla according to the NAIC.
Recent price drops
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The cheapest large national provider in Montavilla
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Montavilla driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montavilla, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Montavilla
What Influences the Cost of Car Insurance in Montavilla?
On average, car insurance in Montavilla is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Montavilla is 34 minutes, which is far more than average for a driver in the city.
- Oregon state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montavilla are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Montavilla is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Montavilla is $118 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Tabor: Insurance costs 6.84% less
- Madison South: Insurance costs 0.44% more
- South Tabor: Insurance costs 1.86% more
- Center: Insurance costs 1.04% less
- Roseway: Insurance costs 4.16% less
- Hazelwood-Mill Park: Insurance costs 5.80% more
- Mill Park: Insurance costs 5.36% more
- Foster-Powell: Insurance costs 2.46% more
- Parkrose: Insurance costs 0.77% less
- Richmond: Insurance costs 1.20% less
Neighborhoods with Similar Populations
- Hamilton Area: Insurance costs 27.31% more
- Woodbury: Insurance costs 15.11% more
- West Loch: Insurance costs 16.58% less
- South Evanston: Insurance costs 4.43% less
- Sherwood-Tualatin South: Insurance costs 12.32% less
- Sabre Springs: Insurance costs 5.69% more
- Rita Ranch: Insurance costs 6.02% less
- Group 14621: Insurance costs 55.56% more
- Crawford: Insurance costs 8.92% more
- Chimney Lakes: Insurance costs 42.86% more