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Get Cheap Car Insurance in Hamilton Area, Baltimore, MD
We monitor insurance prices, helping the average driver in Hamilton Area save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Hamilton Area
The chart below shows the cheapest car insurance company in Hamilton Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Hamilton Area Insurer | Monthly Cost |
|---|---|
| State Farm | $108 |
| Erie Insurance | $109 |
| Travelers | $124 |
| Safeco Insurance | $129 |
Savings for Every Kind of Hamilton Area Driver
Based on our extensive insurance data, we know the average Hamilton Area driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $433 per year by choosing the right vehicle insurance company. Some Hamilton Area residents are paying out over $2,326 extra every year for auto insurance in Hamilton Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hamilton Area, Baltimore, MD Savings / Yr. |
|---|---|
$433 |
|
$407 |
|
$473 |
|
$763 |
|
$1,467 |
|
$262 |
|
$1,025 |
Hamilton Area Car Insurance vs. Baltimore
People living in Hamilton Area pay an average of 25.51% more than the typical driver in the state. The average driver in Hamilton Area can expect to pay about $1,585 per year, or $2,326 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Hamilton Area for most people.
Car Insurance Prices by Hamilton Area Neighborhood
Insurance Prices
Where is insurance cheapest within Hamilton Area?
The map shows insurance prices in and around Hamilton Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $658 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,617 to a low of $1,959. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Hamilton Area.Pick the Best Car Insurance Company for You in Hamilton Area
The best car insurance provider for most drivers in Hamilton Area
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $433 over the average Hamilton Area car insurance company.
The best car insurance provider for Hamilton Area drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $407 over the competition.
The best car insurance company for Hamilton Area drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $473 better than other car insurance companies.
The best auto insurance for Hamilton Area drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $763 less each year.
The least expensive car insurance company for new and young drivers in Hamilton Area
In Hamilton Area, Erie Insurance costs young drivers $1,467 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hamilton Area
State Farm gave the largest car insurance discounts to married couples, averaging $262 saved each year compared to an average Hamilton Area couple's premiums.
The cheapest car insurance in Hamilton Area for drivers with bad credit
The best Hamilton Area car insurance company for customer service
Nationwide was the best company for customer service in Hamilton Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Hamilton Area
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hamilton Area driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hamilton Area, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Hamilton Area
What Influences the Cost of Car Insurance in Hamilton Area?
On average, car insurance in Hamilton Area is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hamilton Area is 39 minutes, which is about the national average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hamilton Area are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Hamilton Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hamilton Area is $132 per month for minimum coverage and $194 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westfield: Insurance costs 1.50% less
- Glenham-Belhar: Insurance costs 2.19% less
- North Harford Road: Insurance costs 4.30% less
- Lauraville: Insurance costs 4.30% less
- Waltherson: Insurance costs 2.28% more
- Villa Cresta: Insurance costs 13.76% less
- Hillendale: Insurance costs 3.91% more
- Upper Northwood: Insurance costs 4.77% more
- Lower Northwood: Insurance costs 4.21% more
- Loch Raven Village: Insurance costs 5.33% less
Neighborhoods with Similar Populations
- Jefferson Park: Insurance costs 13.41% more
- Potrero: Insurance costs 6.19% less
- Playa del Ray: Insurance costs 0.56% less
- Overlake: Insurance costs 28.29% less
- Orangecrest: Insurance costs 6.49% less
- North Valley San Diego: Insurance costs 12.47% less
- North Creek: Insurance costs 31.17% less
- North Beach: Insurance costs the same
- Lakeview: Insurance costs 5.29% less
- Lakeshore: Insurance costs 2.02% less