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Get Cheap Car Insurance in Lakeshore, San Francisco, CA
We monitor insurance prices, helping the average driver in Lakeshore save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Lakeshore
The chart below shows the cheapest car insurance company in Lakeshore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Lakeshore Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $65 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Lakeshore Driver
Based on our extensive insurance data, we know the average Lakeshore driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $729 per year by choosing the right vehicle insurance company. Some Lakeshore residents are paying out over $2,279 extra every year for auto insurance in Lakeshore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lakeshore, San Francisco, CA Savings / Yr. |
|---|---|
$729 |
|
$1,335 |
|
$1,056 |
|
$1,855 |
|
$952 |
|
$413 |
|
$0 |
Lakeshore Car Insurance vs. San Francisco
People living in Lakeshore pay an average of 13.50% more than the typical driver in the state. The average driver in Lakeshore can expect to pay about $1,067 per year, or $2,279 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lakeshore for most people.
Car Insurance Prices by Lakeshore Neighborhood
Insurance Prices
Where is insurance cheapest within Lakeshore?
The map shows insurance prices in and around Lakeshore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $352 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,411 to a low of $2,059. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Lakeshore.Pick the Best Car Insurance Company for You in Lakeshore
The best car insurance provider for most drivers in Lakeshore
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $729 over the average Lakeshore car insurance company.
The best car insurance provider for Lakeshore drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,335 over the competition.
The best car insurance company for Lakeshore drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,056 better than other car insurance companies.
The best auto insurance for Lakeshore drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,855 less each year.
The least expensive car insurance company for new and young drivers in Lakeshore
In Lakeshore, State Farm costs young drivers $952 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lakeshore
Progressive gave the largest car insurance discounts to married couples, averaging $413 saved each year compared to an average Lakeshore couple's premiums.
The cheapest car insurance in Lakeshore for drivers with bad credit
The best Lakeshore car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lakeshore
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Lakeshore driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakeshore, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lakeshore
What Influences the Cost of Car Insurance in Lakeshore?
On average, car insurance in Lakeshore is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lakeshore is 43 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lakeshore are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lakeshore is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lakeshore is $89 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Saint Francis Wood: Insurance costs 5.97% less
- Ocean View: Insurance costs 2.98% more
- Parkside: Insurance costs 0.70% less
- Ingleside: Insurance costs 0.39% more
- West of Twin Peaks: Insurance costs 3.99% less
- Original Daly City: Insurance costs 2.72% more
- Broadmoor: Insurance costs 2.81% less
- Outer Mission: Insurance costs 0.48% more
- Westlake-San Francisco: Insurance costs 3.20% less
- Crocker: Insurance costs 3.07% less
Neighborhoods with Similar Populations
- Alleghany West: Insurance costs 20.84% less
- Upper Clinton Hill: Insurance costs 11.72% more
- Upper State: Insurance costs 14.57% less
- Del Rio: Insurance costs 7.85% more
- City Heights West: Insurance costs 6.19% less
- West Loch: Insurance costs 33.13% less
- Cherry Creek: Insurance costs 10.97% less
- Westlake-San Francisco: Insurance costs 3.20% less
- Westside: Insurance costs 13.73% less
- Whitestone: Insurance costs 31.15% more