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Get Cheap Car Insurance in Saint Francis Wood, San Francisco, CA
We monitor insurance prices, helping the average driver in Saint Francis Wood save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Saint Francis Wood
The chart below shows the cheapest car insurance company in Saint Francis Wood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Saint Francis Wood Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Saint Francis Wood Driver
Based on our extensive insurance data, we know the average Saint Francis Wood driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $685 per year by choosing the right vehicle insurance company. Some Saint Francis Wood residents are paying out over $2,143 extra every year for auto insurance in Saint Francis Wood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Saint Francis Wood, San Francisco, CA Savings / Yr. |
|---|---|
$685 |
|
$1,255 |
|
$992 |
|
$1,744 |
|
$895 |
|
$388 |
|
$0 |
Saint Francis Wood Car Insurance vs. San Francisco
People living in Saint Francis Wood pay an average of 6.70% more than the typical driver in the state. The average driver in Saint Francis Wood can expect to pay about $1,003 per year, or $2,143 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Saint Francis Wood for most people.
Car Insurance Prices by Saint Francis Wood Neighborhood
Insurance Prices
Where is insurance cheapest within Saint Francis Wood?
The map shows insurance prices in and around Saint Francis Wood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $359 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,349 to a low of $1,990. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Saint Francis Wood.Pick the Best Car Insurance Company for You in Saint Francis Wood
The best car insurance provider for most drivers in Saint Francis Wood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $685 over the average Saint Francis Wood car insurance company.
The best car insurance provider for Saint Francis Wood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,255 over the competition.
The best car insurance company for Saint Francis Wood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $992 better than other car insurance companies.
The best auto insurance for Saint Francis Wood drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,744 less each year.
The least expensive car insurance company for new and young drivers in Saint Francis Wood
In Saint Francis Wood, State Farm costs young drivers $895 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Saint Francis Wood
Progressive gave the largest car insurance discounts to married couples, averaging $388 saved each year compared to an average Saint Francis Wood couple's premiums.
The cheapest car insurance in Saint Francis Wood for drivers with bad credit
The best Saint Francis Wood car insurance company for customer service
Nationwide was the best company for customer service in Saint Francis Wood according to the NAIC.
Recent price drops
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The cheapest large national provider in Saint Francis Wood
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Saint Francis Wood driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Saint Francis Wood, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Saint Francis Wood
What Influences the Cost of Car Insurance in Saint Francis Wood?
On average, car insurance in Saint Francis Wood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Saint Francis Wood is 37 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Saint Francis Wood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Saint Francis Wood has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Saint Francis Wood is $84 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West of Twin Peaks: Insurance costs 2.10% more
- Lakeshore: Insurance costs 6.35% more
- Ingleside: Insurance costs 6.77% more
- Ocean View: Insurance costs 9.52% more
- Parkside: Insurance costs 5.60% more
- Outer Mission: Insurance costs 6.86% more
- Twin Peaks: Insurance costs 3.69% more
- Diamond Heights: Insurance costs 1.40% more
- Inner Sunset: Insurance costs 3.55% more
- Glen Park: Insurance costs 2.71% more
Neighborhoods with Similar Populations
- Village Centre: Insurance costs 49.84% less
- City Center North: Insurance costs 5.65% more
- Downtown: Insurance costs 17.50% more
- Northwest Village: Insurance costs 3.27% less
- Sobrante Park: Insurance costs 7.89% more
- Shadow Hills: Insurance costs 11.20% more
- Sehome: Insurance costs 33.13% less
- Sans Souci: Insurance costs 19.93% more
- Rose Village: Insurance costs 31.40% less
- Rose Hill: Insurance costs 14.89% less