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Get Cheap Car Insurance in Inner Sunset, San Francisco, CA
We monitor insurance prices, helping the average driver in Inner Sunset save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Inner Sunset
The chart below shows the cheapest car insurance company in Inner Sunset for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Inner Sunset Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $70 |
Savings for Every Kind of Inner Sunset Driver
Based on our extensive insurance data, we know the average Inner Sunset driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $709 per year by choosing the right vehicle insurance company. Some Inner Sunset residents are paying out over $2,219 extra every year for auto insurance in Inner Sunset. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Inner Sunset, San Francisco, CA Savings / Yr. |
|---|---|
$709 |
|
$1,300 |
|
$1,028 |
|
$1,806 |
|
$927 |
|
$402 |
|
$0 |
Inner Sunset Car Insurance vs. San Francisco
People living in Inner Sunset pay an average of 10.51% more than the typical driver in the state. The average driver in Inner Sunset can expect to pay about $1,039 per year, or $2,219 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Inner Sunset for most people.
Car Insurance Prices by Inner Sunset Neighborhood
Insurance Prices
Where is insurance cheapest within Inner Sunset?
The map shows insurance prices in and around Inner Sunset, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $470 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,460 to a low of $1,990. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Inner Sunset.Pick the Best Car Insurance Company for You in Inner Sunset
The best car insurance provider for most drivers in Inner Sunset
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $709 over the average Inner Sunset car insurance company.
The best car insurance provider for Inner Sunset drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,300 over the competition.
The best car insurance company for Inner Sunset drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,028 better than other car insurance companies.
The best auto insurance for Inner Sunset drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,806 less each year.
The least expensive car insurance company for new and young drivers in Inner Sunset
In Inner Sunset, State Farm costs young drivers $927 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Inner Sunset
Progressive gave the largest car insurance discounts to married couples, averaging $402 saved each year compared to an average Inner Sunset couple's premiums.
The cheapest car insurance in Inner Sunset for drivers with bad credit
The best Inner Sunset car insurance company for customer service
Nationwide was the best company for customer service in Inner Sunset according to the NAIC.
Recent price drops
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The cheapest large national provider in Inner Sunset
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Inner Sunset driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Inner Sunset, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Inner Sunset
What Influences the Cost of Car Insurance in Inner Sunset?
On average, car insurance in Inner Sunset is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Inner Sunset is 43 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Inner Sunset are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Inner Sunset is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Inner Sunset is $87 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cole Valley: Insurance costs 1.89% more
- Twin Peaks: Insurance costs 0.14% more
- Outer Sunset: Insurance costs 2.34% more
- Inner Richmond: Insurance costs 2.79% more
- Haight-Ashbury: Insurance costs 4.42% more
- West of Twin Peaks: Insurance costs 1.40% less
- Castro-Upper Market: Insurance costs 3.02% more
- Parkside: Insurance costs 1.98% more
- Diamond Heights: Insurance costs 2.07% less
- Saint Francis Wood: Insurance costs 3.42% less
Neighborhoods with Similar Populations
- Baychester: Insurance costs 56.87% more
- Carroll Gardens: Insurance costs 34.79% more
- Urbandale-Parkdale: Insurance costs 5.05% less
- Kingsessing: Insurance costs 17.03% less
- Oakland City: Insurance costs 5.99% more
- Old Northwest-West University: Insurance costs 3.52% less
- Potomac West: Insurance costs 38.49% less
- Sand Lake: Insurance costs 32.40% less
- Southwest Raleigh: Insurance costs 39.70% less
- Stanford University: Insurance costs 12.53% less