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Get Cheap Car Insurance in Oakland City, Atlanta, GA
We monitor insurance prices, helping the average driver in Oakland City save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Oakland City
The chart below shows the cheapest car insurance company in Oakland City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Oakland City Insurer | Monthly Cost |
|---|---|
| Travelers | $102 |
| Farm Bureau | $106 |
| State Farm | $116 |
| Progressive | $126 |
Savings for Every Kind of Oakland City Driver
Based on our extensive insurance data, we know the average Oakland City driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $489 per year by choosing the right vehicle insurance company. Some Oakland City residents are paying out over $2,352 extra every year for auto insurance in Oakland City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakland City, Atlanta, GA Savings / Yr. |
|---|---|
$489 |
|
$1,041 |
|
$718 |
|
$983 |
|
$2,863 |
|
$236 |
|
$1,011 |
Oakland City Car Insurance vs. Atlanta
People living in Oakland City pay an average of 32.79% more than the typical driver in the state. The average driver in Oakland City can expect to pay about $1,564 per year, or $2,352 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Oakland City for most people.
Car Insurance Prices by Oakland City Neighborhood
Insurance Prices
Where is insurance cheapest within Oakland City?
The map shows insurance prices in and around Oakland City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $579 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,558 to a low of $1,979. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Oakland City.Pick the Best Car Insurance Company for You in Oakland City
The best car insurance provider for most drivers in Oakland City
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $489 over the average Oakland City car insurance company.
The best car insurance provider for Oakland City drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $1,041 over the competition.
The best car insurance company for Oakland City drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $718 better than other car insurance companies.
The best auto insurance for Oakland City drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $983 less each year.
The least expensive car insurance company for new and young drivers in Oakland City
In Oakland City, Auto-Owners Insurance costs young drivers $2,863 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakland City
Farm Bureau gave the largest car insurance discounts to married couples, averaging $236 saved each year compared to an average Oakland City couple's premiums.
The cheapest car insurance in Oakland City for drivers with bad credit
The best Oakland City car insurance company for customer service
Nationwide was the best company for customer service in Oakland City according to the NAIC.
Recent price drops
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The cheapest large national provider in Oakland City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Oakland City driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakland City, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Oakland City
What Influences the Cost of Car Insurance in Oakland City?
On average, car insurance in Oakland City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Oakland City is 47 minutes, which is far more than average for a driver in the city.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakland City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Oakland City is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oakland City is $130 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Adair Park: Insurance costs 0.98% more
- Mechanicsville: Insurance costs 2.59% less
- West End: Insurance costs 1.79% less
- Adams Park: Insurance costs 0.43% less
- University Center: Insurance costs 13.99% less
- Lakewood Heights: Insurance costs 0.81% less
- Grant Park: Insurance costs 9.48% less
- Cascade Heights: Insurance costs 0.81% less
- Thomasville: Insurance costs 6.42% less
- Vine City: Insurance costs 3.06% less
Neighborhoods with Similar Populations
- Clearing: Insurance costs 19.81% less
- Stanford University: Insurance costs 17.47% less
- South Norfolk: Insurance costs 45.49% less
- Abbott Loop: Insurance costs 36.39% less
- Fairhill: Insurance costs 24.62% less
- Creston: Insurance costs 21.43% more
- Central Colorado City: Insurance costs 21.34% less
- Cedar Brook: Insurance costs 23.04% less
- Carroll Gardens: Insurance costs 27.17% more
- Potomac West: Insurance costs 41.96% less