Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in University Center, Atlanta, GA
We monitor insurance prices, helping the average driver in University Center save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in University Center
The chart below shows the cheapest car insurance company in University Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| University Center Insurer | Monthly Cost |
|---|---|
| Travelers | $88 |
| Farm Bureau | $91 |
| State Farm | $100 |
| Progressive | $109 |
Savings for Every Kind of University Center Driver
Based on our extensive insurance data, we know the average University Center driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $420 per year by choosing the right vehicle insurance company. Some University Center residents are paying out over $2,023 extra every year for auto insurance in University Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Center, Atlanta, GA Savings / Yr. |
|---|---|
$420 |
|
$895 |
|
$618 |
|
$845 |
|
$2,463 |
|
$203 |
|
$869 |
University Center Car Insurance vs. Atlanta
People living in University Center pay an average of 14.22% more than the typical driver in the state. The average driver in University Center can expect to pay about $1,346 per year, or $2,023 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in University Center for most people.
Car Insurance Prices by University Center Neighborhood
Insurance Prices
Where is insurance cheapest within University Center?
The map shows insurance prices in and around University Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $541 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,412 to a low of $1,871. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of University Center.Pick the Best Car Insurance Company for You in University Center
The best car insurance provider for most drivers in University Center
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $420 over the average University Center car insurance company.
The best car insurance provider for University Center drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $895 over the competition.
The best car insurance company for University Center drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $618 better than other car insurance companies.
The best auto insurance for University Center drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $845 less each year.
The least expensive car insurance company for new and young drivers in University Center
In University Center, Auto-Owners Insurance costs young drivers $2,463 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Center
Farm Bureau gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average University Center couple's premiums.
The cheapest car insurance in University Center for drivers with bad credit
The best University Center car insurance company for customer service
Nationwide was the best company for customer service in University Center according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in University Center, which was better than other insurers.
The cheapest large national provider in University Center
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average University Center driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Center, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around University Center
What Influences the Cost of Car Insurance in University Center?
On average, car insurance in University Center is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Center are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- University Center is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Center is $112 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West End: Insurance costs 14.19% more
- Mechanicsville: Insurance costs 13.25% more
- Vine City: Insurance costs 12.70% more
- Adair Park: Insurance costs 17.40% more
- Downtown: Insurance costs 0.74% less
- Five Points: Insurance costs 0.40% more
- Grant Park: Insurance costs 5.24% more
- Sweet Auburn: Insurance costs 1.38% less
- Grove Park: Insurance costs 16.46% more
- Old Fourth Ward: Insurance costs 2.97% more
Neighborhoods with Similar Populations
- Tower Triangle: Insurance costs 5.14% more
- Cardinal Hill-Pine Meadow: Insurance costs 19.33% more
- Central Lawrenceville: Insurance costs 26.69% less
- Cooper Park: Insurance costs 22.94% less
- Csus: Insurance costs 8.90% more
- Exchange Place: Insurance costs 23.28% more
- Victory: Insurance costs 6.52% less
- University City: Insurance costs 26.79% less
- Union Square: Insurance costs 0.25% less
- Tropico: Insurance costs 30.25% more