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Get Cheap Car Insurance in Cardinal Hill-Pine Meadow, Lexington, KY
We monitor insurance prices, helping the average driver in Cardinal Hill-Pine Meadow save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Cardinal Hill-Pine Meadow
The chart below shows the cheapest car insurance company in Cardinal Hill-Pine Meadow for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Cardinal Hill-Pine Meadow Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $69 |
| State Farm | $69 |
| Travelers | $101 |
| Geico | $108 |
Savings for Every Kind of Cardinal Hill-Pine Meadow Driver
Based on our extensive insurance data, we know the average Cardinal Hill-Pine Meadow driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $610 per year by choosing the right vehicle insurance company. Some Cardinal Hill-Pine Meadow residents are paying out over $2,414 extra every year for auto insurance in Cardinal Hill-Pine Meadow. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cardinal Hill-Pine Meadow, Lexington, KY Savings / Yr. |
|---|---|
$610 |
|
$1,000 |
|
$984 |
|
$995 |
|
$1,970 |
|
$659 |
|
$1,056 |
Cardinal Hill-Pine Meadow Car Insurance vs. Lexington
People living in Cardinal Hill-Pine Meadow pay an average of 13.11% more than the typical driver in the state. The average driver in Cardinal Hill-Pine Meadow can expect to pay about $1,243 per year, or $2,414 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Cardinal Hill-Pine Meadow for most people.
Car Insurance Prices by Cardinal Hill-Pine Meadow Neighborhood
Insurance Prices
Where is insurance cheapest within Cardinal Hill-Pine Meadow?
The map shows insurance prices in and around Cardinal Hill-Pine Meadow, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $356 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,509 to a low of $2,153. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Cardinal Hill-Pine Meadow.Pick the Best Car Insurance Company for You in Cardinal Hill-Pine Meadow
The best car insurance provider for most drivers in Cardinal Hill-Pine Meadow
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $610 over the average Cardinal Hill-Pine Meadow car insurance company.
The best car insurance provider for Cardinal Hill-Pine Meadow drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,000 over the competition.
The best car insurance company for Cardinal Hill-Pine Meadow drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $984 better than other car insurance companies.
The best auto insurance for Cardinal Hill-Pine Meadow drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $995 less each year.
The least expensive car insurance company for new and young drivers in Cardinal Hill-Pine Meadow
In Cardinal Hill-Pine Meadow, State Farm costs young drivers $1,970 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cardinal Hill-Pine Meadow
State Farm gave the largest car insurance discounts to married couples, averaging $659 saved each year compared to an average Cardinal Hill-Pine Meadow couple's premiums.
The cheapest car insurance in Cardinal Hill-Pine Meadow for drivers with bad credit
The best Cardinal Hill-Pine Meadow car insurance company for customer service
Nationwide was the best company for customer service in Cardinal Hill-Pine Meadow according to the NAIC.
Recent price drops
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The cheapest large national provider in Cardinal Hill-Pine Meadow
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cardinal Hill-Pine Meadow driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cardinal Hill-Pine Meadow, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Cardinal Hill-Pine Meadow
What Influences the Cost of Car Insurance in Cardinal Hill-Pine Meadow?
On average, car insurance in Cardinal Hill-Pine Meadow is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cardinal Hill-Pine Meadow is 33 minutes, which is far more than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cardinal Hill-Pine Meadow are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Cardinal Hill-Pine Meadow is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cardinal Hill-Pine Meadow is $104 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Gardenside-Colony: Insurance costs 11.52% less
- Virginia Ave: Insurance costs 13.21% less
- Holiday Hills: Insurance costs 5.80% less
- Garden Springs: Insurance costs 11.27% less
- University of Kentucky: Insurance costs 12.55% less
- Downtown Lexington: Insurance costs 8.99% less
- Southland Deerfield Open Gates: Insurance costs 14.17% less
- Mount Vernon-Hollywood-Montclair: Insurance costs 12.68% less
- Duncan Park: Insurance costs 3.44% less
- Chevy Chase-Ashland Park: Insurance costs 12.88% less
Neighborhoods with Similar Populations
- Mission Hills: Insurance costs 0.08% less
- Randall Park: Insurance costs 53.89% less
- Queen Anne Park: Insurance costs 11.89% less
- Provo South: Insurance costs 40.22% less
- Palm Springs North: Insurance costs 37.90% more
- Orchard Park: Insurance costs 34.09% less
- Orchard Hills: Insurance costs 7.75% less
- Oak Hills: Insurance costs 21.29% less
- Northwest Everett: Insurance costs 33.43% less
- Northeast: Insurance costs 35.38% more