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Get Cheap Car Insurance in University of Kentucky, Lexington, KY
We monitor insurance prices, helping the average driver in University of Kentucky save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in University of Kentucky
The chart below shows the cheapest car insurance company in University of Kentucky for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| University of Kentucky Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $88 |
| Geico | $95 |
Savings for Every Kind of University of Kentucky Driver
Based on our extensive insurance data, we know the average University of Kentucky driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $533 per year by choosing the right vehicle insurance company. Some University of Kentucky residents are paying out over $2,111 extra every year for auto insurance in University of Kentucky. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University of Kentucky, Lexington, KY Savings / Yr. |
|---|---|
$533 |
|
$874 |
|
$861 |
|
$870 |
|
$1,723 |
|
$577 |
|
$924 |
University of Kentucky Car Insurance vs. Lexington
People living in University of Kentucky pay an average of 1.08% less than the typical driver in the state. The average driver in University of Kentucky can expect to pay about $1,087 per year, or $2,111 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in University of Kentucky for most people.
Car Insurance Prices by University of Kentucky Neighborhood
Insurance Prices
Where is insurance cheapest within University of Kentucky?
The map shows insurance prices in and around University of Kentucky, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $203 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,229 to a low of $2,026. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of University of Kentucky.Pick the Best Car Insurance Company for You in University of Kentucky
The best car insurance provider for most drivers in University of Kentucky
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $533 over the average University of Kentucky car insurance company.
The best car insurance provider for University of Kentucky drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $874 over the competition.
The best car insurance company for University of Kentucky drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $861 better than other car insurance companies.
The best auto insurance for University of Kentucky drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $870 less each year.
The least expensive car insurance company for new and young drivers in University of Kentucky
In University of Kentucky, State Farm costs young drivers $1,723 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University of Kentucky
State Farm gave the largest car insurance discounts to married couples, averaging $577 saved each year compared to an average University of Kentucky couple's premiums.
The cheapest car insurance in University of Kentucky for drivers with bad credit
The best University of Kentucky car insurance company for customer service
Nationwide was the best company for customer service in University of Kentucky according to the NAIC.
Recent price drops
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The cheapest large national provider in University of Kentucky
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average University of Kentucky driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University of Kentucky, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around University of Kentucky
What Influences the Cost of Car Insurance in University of Kentucky?
On average, car insurance in University of Kentucky is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University of Kentucky is 19 minutes, which is far less than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University of Kentucky are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- University of Kentucky is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University of Kentucky is $91 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Vernon-Hollywood-Montclair: Insurance costs 0.14% less
- Virginia Ave: Insurance costs 0.76% less
- Downtown Lexington: Insurance costs 4.07% more
- Chevy Chase-Ashland Park: Insurance costs 0.38% less
- Duncan Park: Insurance costs 10.42% more
- Cardinal Hill-Pine Meadow: Insurance costs 14.35% more
- Southland Deerfield Open Gates: Insurance costs 1.85% less
- Fairway-Liberty Heights: Insurance costs 0.57% more
- Reservorir: Insurance costs 0.24% less
- Brookhaven-Lansdowne: Insurance costs 2.27% less
Neighborhoods with Similar Populations
- Pecan Park: Insurance costs 13.74% more
- University City South: Insurance costs 39.65% less
- North Central: Insurance costs 31.31% less
- Federal Hill: Insurance costs 23.31% more
- Elliot Park: Insurance costs 5.16% less
- Eldorado Village: Insurance costs 30.70% more
- Durfee: Insurance costs 90.15% more
- Del Mar Heights: Insurance costs 9.76% less
- Crieve Hall: Insurance costs 30.46% less
- Chabot Terrace: Insurance costs 7.67% more