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Get Cheap Car Insurance in North Central, Columbus, OH
We monitor insurance prices, helping the average driver in North Central save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Central
The chart below shows the cheapest car insurance company in North Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| North Central Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Safeco Insurance | $62 |
| Travelers | $63 |
| Mile Auto | $66 |
Savings for Every Kind of North Central Driver
Based on our extensive insurance data, we know the average North Central driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some North Central residents are paying out over $1,450 extra every year for auto insurance in North Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Central, Columbus, OH Savings / Yr. |
|---|---|
$383 |
|
$652 |
|
$551 |
|
$588 |
|
$1,408 |
|
$400 |
|
$561 |
North Central Car Insurance vs. Columbus
People living in North Central pay an average of 29.02% more than the typical driver in the state. The average driver in North Central can expect to pay about $979 per year, or $1,450 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in North Central for most people.
Car Insurance Prices by North Central Neighborhood
Insurance Prices
Where is insurance cheapest within North Central?
The map shows insurance prices in and around North Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $208 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,540 to a low of $1,332. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of North Central.Pick the Best Car Insurance Company for You in North Central
The best car insurance provider for most drivers in North Central
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $383 over the average North Central car insurance company.
The best car insurance provider for North Central drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $652 over the competition.
The best car insurance company for North Central drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $551 better than other car insurance companies.
The best auto insurance for North Central drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $588 less each year.
The least expensive car insurance company for new and young drivers in North Central
In North Central, Geico costs young drivers $1,408 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Central
State Farm gave the largest car insurance discounts to married couples, averaging $400 saved each year compared to an average North Central couple's premiums.
The cheapest car insurance in North Central for drivers with bad credit
The best North Central car insurance company for customer service
Nationwide was the best company for customer service in North Central according to the NAIC.
Recent price drops
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The cheapest large national provider in North Central
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Central driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Central, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Central
What Influences the Cost of Car Insurance in North Central?
On average, car insurance in North Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Central is 26 minutes, which is about the national average for a driver in the city.
- Ohio state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Central are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- North Central is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Central is $82 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Argyle Park: Insurance costs 2.69% less
- Fort Columbus Airport: Insurance costs 7.24% less
- South Linden: Insurance costs 0.48% more
- Northeast: Insurance costs 6.14% less
- Near East: Insurance costs 5.86% less
- North Linden: Insurance costs 10.28% less
- Weinland Park: Insurance costs 16.90% less
- Eastmoor: Insurance costs 9.52% less
- Italian Village: Insurance costs 13.72% less
- University: Insurance costs 18.07% less
Neighborhoods with Similar Populations
- Seven Hills: Insurance costs 44.28% more
- Kingsborough Ridge: Insurance costs 30.41% more
- Las Cruces: Insurance costs 36.62% more
- Lobdell-Woodale: Insurance costs 147.10% more
- Montrose: Insurance costs 27.38% more
- Newhallville: Insurance costs 71.66% more
- Nonantum: Insurance costs 18.62% more
- North Marketview Heights: Insurance costs 96.21% more
- Olneyville: Insurance costs 86.90% more
- Pecan Park: Insurance costs 65.59% more