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Get Cheap Car Insurance in Chevy Chase-Ashland Park, Lexington, KY
We monitor insurance prices, helping the average driver in Chevy Chase-Ashland Park save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Chevy Chase-Ashland Park
The chart below shows the cheapest car insurance company in Chevy Chase-Ashland Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Chevy Chase-Ashland Park Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $88 |
| Geico | $94 |
Savings for Every Kind of Chevy Chase-Ashland Park Driver
Based on our extensive insurance data, we know the average Chevy Chase-Ashland Park driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $531 per year by choosing the right vehicle insurance company. Some Chevy Chase-Ashland Park residents are paying out over $2,103 extra every year for auto insurance in Chevy Chase-Ashland Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chevy Chase-Ashland Park, Lexington, KY Savings / Yr. |
|---|---|
$531 |
|
$871 |
|
$857 |
|
$867 |
|
$1,716 |
|
$574 |
|
$920 |
Chevy Chase-Ashland Park Car Insurance vs. Lexington
People living in Chevy Chase-Ashland Park pay an average of 1.47% less than the typical driver in the state. The average driver in Chevy Chase-Ashland Park can expect to pay about $1,083 per year, or $2,103 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Chevy Chase-Ashland Park for most people.
Car Insurance Prices by Chevy Chase-Ashland Park Neighborhood
Insurance Prices
Where is insurance cheapest within Chevy Chase-Ashland Park?
The map shows insurance prices in and around Chevy Chase-Ashland Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $137 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,182 to a low of $2,045. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Chevy Chase-Ashland Park.Pick the Best Car Insurance Company for You in Chevy Chase-Ashland Park
The best car insurance provider for most drivers in Chevy Chase-Ashland Park
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $531 over the average Chevy Chase-Ashland Park car insurance company.
The best car insurance provider for Chevy Chase-Ashland Park drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $871 over the competition.
The best car insurance company for Chevy Chase-Ashland Park drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $857 better than other car insurance companies.
The best auto insurance for Chevy Chase-Ashland Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $867 less each year.
The least expensive car insurance company for new and young drivers in Chevy Chase-Ashland Park
In Chevy Chase-Ashland Park, State Farm costs young drivers $1,716 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chevy Chase-Ashland Park
State Farm gave the largest car insurance discounts to married couples, averaging $574 saved each year compared to an average Chevy Chase-Ashland Park couple's premiums.
The cheapest car insurance in Chevy Chase-Ashland Park for drivers with bad credit
The best Chevy Chase-Ashland Park car insurance company for customer service
Nationwide was the best company for customer service in Chevy Chase-Ashland Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Chevy Chase-Ashland Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Chevy Chase-Ashland Park driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chevy Chase-Ashland Park, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Chevy Chase-Ashland Park
What Influences the Cost of Car Insurance in Chevy Chase-Ashland Park?
On average, car insurance in Chevy Chase-Ashland Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Chevy Chase-Ashland Park is 21 minutes, which is far less than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chevy Chase-Ashland Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Chevy Chase-Ashland Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chevy Chase-Ashland Park is $90 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Vernon-Hollywood-Montclair: Insurance costs 0.24% more
- University of Kentucky: Insurance costs 0.38% more
- Fairway-Liberty Heights: Insurance costs 0.95% more
- Reservorir: Insurance costs 0.14% more
- Downtown Lexington: Insurance costs 4.47% more
- Virginia Ave: Insurance costs 0.38% less
- Duncan Park: Insurance costs 10.84% more
- Idle Hour: Insurance costs 4.85% more
- Brookhaven-Lansdowne: Insurance costs 1.90% less
- Southland Deerfield Open Gates: Insurance costs 1.47% less
Neighborhoods with Similar Populations
- Westhaven: Insurance costs 34.95% less
- Greenville South Broadway Historic District: Insurance costs 47.88% less
- Northport: Insurance costs 38.23% less
- Town Center: Insurance costs 2.00% less
- Pear Orchard: Insurance costs 8.84% less
- Meadowbrook Heights: Insurance costs 13.60% less
- Waynita-Simonds-Norway Hill: Insurance costs 27.29% less
- Lincoln Park: Insurance costs 31.15% less
- Downtown Detroit: Insurance costs 63.53% more
- East End: Insurance costs 27.39% less