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Get Cheap Car Insurance in Northport, Fargo, ND
We monitor insurance prices, helping the average driver in Northport save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Northport
The chart below shows the cheapest car insurance company in Northport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Northport Insurer | Monthly Cost |
|---|---|
| State Farm | $30 |
| Midvale Home & Auto | $30 |
| American Family Insurance | $31 |
| Auto-Owners Insurance | $34 |
Savings for Every Kind of Northport Driver
Based on our extensive insurance data, we know the average Northport driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $361 per year by choosing the right vehicle insurance company. Some Northport residents are paying out over $1,299 extra every year for auto insurance in Northport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northport, Fargo, ND Savings / Yr. |
|---|---|
$361 |
|
$474 |
|
$332 |
|
$430 |
|
$1,029 |
|
$330 |
|
$405 |
Northport Car Insurance vs. Fargo
People living in Northport pay an average of 8.73% less than the typical driver in the state. The average driver in Northport can expect to pay about $450 per year, or $1,299 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Northport for most people.
Car Insurance Prices by Northport Neighborhood
Insurance Prices
Where is insurance cheapest within Northport?
The map shows insurance prices in and around Northport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $87 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,370 to a low of $1,283. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Northport.Pick the Best Car Insurance Company for You in Northport
The best car insurance provider for most drivers in Northport
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $361 over the average Northport car insurance company.
The best car insurance provider for Northport drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $474 over the competition.
The best car insurance company for Northport drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $332 better than other car insurance companies.
The best auto insurance for Northport drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $430 less each year.
The least expensive car insurance company for new and young drivers in Northport
In Northport, State Farm costs young drivers $1,029 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northport
State Farm gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average Northport couple's premiums.
The cheapest car insurance in Northport for drivers with bad credit
The best Northport car insurance company for customer service
Recent price drops
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The cheapest large national provider in Northport
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Northport driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northport, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Northport
What Influences the Cost of Car Insurance in Northport?
On average, car insurance in Northport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Dakota state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northport are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Northport has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northport is $38 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Washington: Insurance costs 10.78% more
- North Dakota State University: Insurance costs 5.31% more
- Downtown Fargo: Insurance costs 9.47% more
- Jefferson-Carl Ben: Insurance costs 5.77% more
- Westgate: Insurance costs 4.08% more
- Village West: Insurance costs 11.70% more
- Brunsdale: Insurance costs 3.54% more
- West Acres: Insurance costs 12.93% more
- Bluemont Lakes: Insurance costs 7.16% more
- Willow Park: Insurance costs 10.93% more
Neighborhoods with Similar Populations
- Downtown Oakland: Insurance costs 92.15% more
- The West Side: Insurance costs 50.89% more
- The Trails: Insurance costs 86.68% more
- Lansdowne: Insurance costs 3.46% more
- Eastlake Vistas: Insurance costs 49.11% more
- East Side: Insurance costs 58.58% more
- East End: Insurance costs 17.55% more
- Downtown West: Insurance costs 55.89% more
- Downtown: Insurance costs 15.24% more
- The Ws: Insurance costs 44.96% more