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Get Cheap Car Insurance in Lansdowne, Charlotte, NC
We monitor insurance prices, helping the average driver in Lansdowne save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Lansdowne
The chart below shows the cheapest car insurance company in Lansdowne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Lansdowne Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $51 |
| Erie Insurance | $52 |
| Farm Bureau | $55 |
| Progressive | $58 |
Savings for Every Kind of Lansdowne Driver
Based on our extensive insurance data, we know the average Lansdowne driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $258 per year by choosing the right vehicle insurance company. Some Lansdowne residents are paying out over $1,344 extra every year for auto insurance in Lansdowne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lansdowne, Charlotte, NC Savings / Yr. |
|---|---|
$258 |
|
$561 |
|
$409 |
|
$1,043 |
|
$774 |
|
$312 |
|
$468 |
Lansdowne Car Insurance vs. Charlotte
People living in Lansdowne pay an average of 7.55% more than the typical driver in the state. The average driver in Lansdowne can expect to pay about $806 per year, or $1,344 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Lansdowne for most people.
Car Insurance Prices by Lansdowne Neighborhood
Insurance Prices
Where is insurance cheapest within Lansdowne?
The map shows insurance prices in and around Lansdowne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $187 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,434 to a low of $1,247. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Lansdowne.Pick the Best Car Insurance Company for You in Lansdowne
The best car insurance provider for most drivers in Lansdowne
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $258 over the average Lansdowne car insurance company.
The best car insurance provider for Lansdowne drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $561 over the competition.
The best car insurance company for Lansdowne drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $409 better than other car insurance companies.
The best auto insurance for Lansdowne drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,043 less each year.
The least expensive car insurance company for new and young drivers in Lansdowne
In Lansdowne, State Farm costs young drivers $774 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lansdowne
Erie Insurance gave the largest car insurance discounts to married couples, averaging $312 saved each year compared to an average Lansdowne couple's premiums.
The cheapest car insurance in Lansdowne for drivers with bad credit
The best Lansdowne car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lansdowne
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lansdowne driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lansdowne, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Lansdowne
What Influences the Cost of Car Insurance in Lansdowne?
On average, car insurance in Lansdowne is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lansdowne is 29 minutes, which is about the national average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lansdowne are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Lansdowne is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lansdowne is $67 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Olde Providence North: Insurance costs 5.58% less
- Stonehaven: Insurance costs 3.94% less
- Sardis Forest: Insurance costs 3.94% less
- Sardis Woods: Insurance costs 3.87% less
- Sherwood Forest: Insurance costs 1.64% less
- Foxcroft: Insurance costs 1.34% less
- East Forest: Insurance costs 5.65% more
- Oxford Hunt: Insurance costs 0.74% more
- Wessex Square: Insurance costs 3.57% less
- Cotswold: Insurance costs 1.64% less
Neighborhoods with Similar Populations
- Biltmore Shores: Insurance costs 96.50% more
- Bay Shore Gardens: Insurance costs 96.43% more
- Pawtuckett: Insurance costs 7.07% more
- Northeast: Insurance costs 41.37% more
- Northport: Insurance costs 3.35% less
- Northside: Insurance costs 173.74% more
- Olive Drive Area: Insurance costs 42.78% more
- Oxford: Insurance costs 12.50% more
- Oxford Hunt: Insurance costs 0.74% more
- Pacheco: Insurance costs 33.71% more