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Get Cheap Car Insurance in Olive Drive Area, Bakersfield, CA
We monitor insurance prices, helping the average driver in Olive Drive Area save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Olive Drive Area
The chart below shows the cheapest car insurance company in Olive Drive Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Olive Drive Area Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $60 |
Savings for Every Kind of Olive Drive Area Driver
Based on our extensive insurance data, we know the average Olive Drive Area driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $613 per year by choosing the right vehicle insurance company. Some Olive Drive Area residents are paying out over $1,919 extra every year for auto insurance in Olive Drive Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Olive Drive Area, Bakersfield, CA Savings / Yr. |
|---|---|
$613 |
|
$1,124 |
|
$889 |
|
$1,561 |
|
$802 |
|
$348 |
|
$0 |
Olive Drive Area Car Insurance vs. Bakersfield
People living in Olive Drive Area pay an average of 4.45% less than the typical driver in the state. The average driver in Olive Drive Area can expect to pay about $898 per year, or $1,919 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Olive Drive Area for most people.
Car Insurance Prices by Olive Drive Area Neighborhood
Insurance Prices
Where is insurance cheapest within Olive Drive Area?
The map shows insurance prices in and around Olive Drive Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $312 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,178 to a low of $1,866. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Olive Drive Area.Pick the Best Car Insurance Company for You in Olive Drive Area
The best car insurance provider for most drivers in Olive Drive Area
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $613 over the average Olive Drive Area car insurance company.
The best car insurance provider for Olive Drive Area drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,124 over the competition.
The best car insurance company for Olive Drive Area drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $889 better than other car insurance companies.
The best auto insurance for Olive Drive Area drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,561 less each year.
The least expensive car insurance company for new and young drivers in Olive Drive Area
In Olive Drive Area, State Farm costs young drivers $802 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Olive Drive Area
Progressive gave the largest car insurance discounts to married couples, averaging $348 saved each year compared to an average Olive Drive Area couple's premiums.
The cheapest car insurance in Olive Drive Area for drivers with bad credit
The best Olive Drive Area car insurance company for customer service
Nationwide was the best company for customer service in Olive Drive Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Olive Drive Area
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Olive Drive Area driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Olive Drive Area, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Olive Drive Area
What Influences the Cost of Car Insurance in Olive Drive Area?
On average, car insurance in Olive Drive Area is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Olive Drive Area is 20 minutes, which is far less than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Olive Drive Area are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Olive Drive Area is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Olive Drive Area is $75 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Fruitvale: Insurance costs 2.14% more
- North Country Meadows: Insurance costs 6.25% more
- Emerald Estates: Insurance costs 5.52% more
- Riviera-Westchester: Insurance costs 4.69% more
- Homaker Park: Insurance costs 9.95% more
- Stockdale Greens: Insurance costs 7.09% more
- Park Stockdale: Insurance costs 6.36% more
- La Cresta-Alta Vista: Insurance costs 11.10% more
- Oleander Sunset: Insurance costs 16.26% more
- College Heights Baker Street: Insurance costs 13.34% more
Neighborhoods with Similar Populations
- Downtown Appleton: Insurance costs 43.30% less
- Candlewood Park: Insurance costs 1.41% more
- Canton: Insurance costs 1.62% more
- Carson Square: Insurance costs 35.75% less
- Central Oak Park: Insurance costs 16.47% more
- Charter Point: Insurance costs 42.57% more
- Collins Gardens: Insurance costs 1.93% more
- Country Lakes: Insurance costs 66.49% more
- Countryside Woods: Insurance costs 20.69% less
- Cypresswood: Insurance costs 7.61% less