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Get Cheap Car Insurance in Fruitvale, Bakersfield, CA
We monitor insurance prices, helping the average driver in Fruitvale save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Fruitvale
The chart below shows the cheapest car insurance company in Fruitvale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Fruitvale Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $56 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of Fruitvale Driver
Based on our extensive insurance data, we know the average Fruitvale driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $627 per year by choosing the right vehicle insurance company. Some Fruitvale residents are paying out over $1,960 extra every year for auto insurance in Fruitvale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fruitvale, Bakersfield, CA Savings / Yr. |
|---|---|
$627 |
|
$1,148 |
|
$908 |
|
$1,595 |
|
$819 |
|
$355 |
|
$0 |
Fruitvale Car Insurance vs. Bakersfield
People living in Fruitvale pay an average of 2.39% less than the typical driver in the state. The average driver in Fruitvale can expect to pay about $917 per year, or $1,960 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Fruitvale for most people.
Car Insurance Prices by Fruitvale Neighborhood
Insurance Prices
Where is insurance cheapest within Fruitvale?
The map shows insurance prices in and around Fruitvale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $148 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,034 to a low of $1,886. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Fruitvale.Pick the Best Car Insurance Company for You in Fruitvale
The best car insurance provider for most drivers in Fruitvale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $627 over the average Fruitvale car insurance company.
The best car insurance provider for Fruitvale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,148 over the competition.
The best car insurance company for Fruitvale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $908 better than other car insurance companies.
The best auto insurance for Fruitvale drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,595 less each year.
The least expensive car insurance company for new and young drivers in Fruitvale
In Fruitvale, State Farm costs young drivers $819 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fruitvale
Progressive gave the largest car insurance discounts to married couples, averaging $355 saved each year compared to an average Fruitvale couple's premiums.
The cheapest car insurance in Fruitvale for drivers with bad credit
The best Fruitvale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fruitvale
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Fruitvale driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fruitvale, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Fruitvale
What Influences the Cost of Car Insurance in Fruitvale?
On average, car insurance in Fruitvale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fruitvale is 25 minutes, which is far less than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fruitvale are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Fruitvale has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fruitvale is $76 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Olive Drive Area: Insurance costs 2.09% less
- Emerald Estates: Insurance costs 3.32% more
- Stockdale Greens: Insurance costs 4.85% more
- Riviera-Westchester: Insurance costs 2.50% more
- North Country Meadows: Insurance costs 4.03% more
- Park Stockdale: Insurance costs 4.13% more
- Homaker Park: Insurance costs 7.65% more
- Oleander Sunset: Insurance costs 13.83% more
- La Cresta-Alta Vista: Insurance costs 8.78% more
- Haggin Oaks: Insurance costs 0.97% more
Neighborhoods with Similar Populations
- Ardenwald: Insurance costs 11.63% less
- Spring Isle: Insurance costs 33.88% more
- Seven Oaks at Grand Island: Insurance costs 2.40% less
- Sherwood Forest: Insurance costs 32.55% less
- South Central Accord: Insurance costs 44.90% less
- Southpoint: Insurance costs 32.55% less
- Southside University: Insurance costs 16.28% less
- Spring Creek: Insurance costs 9.44% less
- Gateway Center: Insurance costs 12.81% more
- Fort Myers Villas: Insurance costs 30.61% more