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Get Cheap Car Insurance in College Heights Baker Street, Bakersfield, CA
We monitor insurance prices, helping the average driver in College Heights Baker Street save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in College Heights Baker Street
The chart below shows the cheapest car insurance company in College Heights Baker Street for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| College Heights Baker Street Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of College Heights Baker Street Driver
Based on our extensive insurance data, we know the average College Heights Baker Street driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $695 per year by choosing the right vehicle insurance company. Some College Heights Baker Street residents are paying out over $2,175 extra every year for auto insurance in College Heights Baker Street. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Heights Baker Street, Bakersfield, CA Savings / Yr. |
|---|---|
$695 |
|
$1,274 |
|
$1,007 |
|
$1,770 |
|
$909 |
|
$394 |
|
$0 |
College Heights Baker Street Car Insurance vs. Bakersfield
People living in College Heights Baker Street pay an average of 8.30% more than the typical driver in the state. The average driver in College Heights Baker Street can expect to pay about $1,018 per year, or $2,175 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in College Heights Baker Street for most people.
Car Insurance Prices by College Heights Baker Street Neighborhood
Insurance Prices
Where is insurance cheapest within College Heights Baker Street?
The map shows insurance prices in and around College Heights Baker Street, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $177 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,245 to a low of $2,068. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of College Heights Baker Street.Pick the Best Car Insurance Company for You in College Heights Baker Street
The best car insurance provider for most drivers in College Heights Baker Street
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $695 over the average College Heights Baker Street car insurance company.
The best car insurance provider for College Heights Baker Street drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,274 over the competition.
The best car insurance company for College Heights Baker Street drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,007 better than other car insurance companies.
The best auto insurance for College Heights Baker Street drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,770 less each year.
The least expensive car insurance company for new and young drivers in College Heights Baker Street
In College Heights Baker Street, State Farm costs young drivers $909 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Heights Baker Street
Progressive gave the largest car insurance discounts to married couples, averaging $394 saved each year compared to an average College Heights Baker Street couple's premiums.
The cheapest car insurance in College Heights Baker Street for drivers with bad credit
The best College Heights Baker Street car insurance company for customer service
Nationwide was the best company for customer service in College Heights Baker Street according to the NAIC.
Recent price drops
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The cheapest large national provider in College Heights Baker Street
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average College Heights Baker Street driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Heights Baker Street, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around College Heights Baker Street
What Influences the Cost of Car Insurance in College Heights Baker Street?
On average, car insurance in College Heights Baker Street is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Heights Baker Street are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- College Heights Baker Street has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in College Heights Baker Street is $85 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- La Cresta-Alta Vista: Insurance costs 1.98% less
- East Bakersfield: Insurance costs 5.24% more
- Homaker Park: Insurance costs 2.99% less
- Hillcrest-Bakersfield: Insurance costs 2.34% less
- Lakeview-Bakersfield: Insurance costs 8.60% more
- Riviera-Westchester: Insurance costs 7.63% less
- Bakersfield Country Club: Insurance costs 0.55% more
- Oakridge: Insurance costs 3.45% more
- Oleander Sunset: Insurance costs 2.57% more
- Casa Loma: Insurance costs 2.62% more
Neighborhoods with Similar Populations
- Campus Farm: Insurance costs 18.48% less
- Elwood: Insurance costs 27.45% more
- N Albuquerque Acres: Insurance costs 27.08% less
- Downtown New Britain: Insurance costs 2.90% more
- Downtown Marion: Insurance costs 48.74% less
- Downtown Little Rock: Insurance costs 17.70% less
- Floresta Gardens-Bradrick: Insurance costs 5.56% more
- Colonial Heights: Insurance costs 31.86% more
- Belmont: Insurance costs 35.03% less
- South Burlington North: Insurance costs 45.06% less