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Get Cheap Car Insurance in Downtown Little Rock, Little Rock, AR
We monitor insurance prices, helping the average driver in Downtown Little Rock save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Downtown Little Rock
The chart below shows the cheapest car insurance company in Downtown Little Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Downtown Little Rock Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $58 |
| Farm Bureau | $60 |
| Geico | $61 |
| Jupiter | $63 |
Savings for Every Kind of Downtown Little Rock Driver
Based on our extensive insurance data, we know the average Downtown Little Rock driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Downtown Little Rock residents are paying out over $1,790 extra every year for auto insurance in Downtown Little Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Little Rock, Little Rock, AR Savings / Yr. |
|---|---|
$354 |
|
$628 |
|
$505 |
|
$778 |
|
$2,009 |
|
$356 |
|
$499 |
Downtown Little Rock Car Insurance vs. Little Rock
People living in Downtown Little Rock pay an average of 6.36% more than the typical driver in the state. The average driver in Downtown Little Rock can expect to pay about $969 per year, or $1,790 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Downtown Little Rock for most people.
Car Insurance Prices by Downtown Little Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Little Rock?
The map shows insurance prices in and around Downtown Little Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $356 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,026 to a low of $1,670. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Downtown Little Rock.Pick the Best Car Insurance Company for You in Downtown Little Rock
The best car insurance provider for most drivers in Downtown Little Rock
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $354 over the average Downtown Little Rock car insurance company.
The best car insurance provider for Downtown Little Rock drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $628 over the competition.
The best car insurance company for Downtown Little Rock drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $505 better than other car insurance companies.
The best auto insurance for Downtown Little Rock drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $778 less each year.
The least expensive car insurance company for new and young drivers in Downtown Little Rock
In Downtown Little Rock, Farm Bureau costs young drivers $2,009 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Little Rock
Farm Bureau gave the largest car insurance discounts to married couples, averaging $356 saved each year compared to an average Downtown Little Rock couple's premiums.
The cheapest car insurance in Downtown Little Rock for drivers with bad credit
The best Downtown Little Rock car insurance company for customer service
Nationwide was the best company for customer service in Downtown Little Rock according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Little Rock
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Downtown Little Rock driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Little Rock, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Downtown Little Rock
What Influences the Cost of Car Insurance in Downtown Little Rock?
On average, car insurance in Downtown Little Rock is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Little Rock are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Downtown Little Rock is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Little Rock is $81 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South End: Insurance costs 11.51% more
- Stephens: Insurance costs 8.88% more
- Hillcrest: Insurance costs 3.69% less
- Oak Forest: Insurance costs 4.92% more
- Heights: Insurance costs 0.89% less
- Boyle Park: Insurance costs 0.73% more
- Wakefield: Insurance costs 7.77% more
- Briarwood: Insurance costs 5.36% less
- Midtown: Insurance costs 5.36% less
- Upper Baseline: Insurance costs 4.80% more
Neighborhoods with Similar Populations
- Belmont: Insurance costs 21.06% less
- North Omaha: Insurance costs 7.60% less
- Old Mountain View: Insurance costs 16.76% more
- Bayless Atkins: Insurance costs 1.01% less
- Ukrainian Village: Insurance costs 35.14% less
- Walnut Grove - Shelby Farms PD: Insurance costs 17.49% less
- West Phoenix: Insurance costs 10.78% more
- Arlington Manor: Insurance costs 55.08% more
- Kingsborough Ridge: Insurance costs 5.64% more
- South Burlington North: Insurance costs 33.24% less