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Get Cheap Car Insurance in North Omaha, Omaha, NE
We monitor insurance prices, helping the average driver in North Omaha save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in North Omaha
The chart below shows the cheapest car insurance company in North Omaha for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| North Omaha Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $41 |
| American Family Insurance | $47 |
| State Farm | $47 |
| Progressive | $57 |
Savings for Every Kind of North Omaha Driver
Based on our extensive insurance data, we know the average North Omaha driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $650 per year by choosing the right vehicle insurance company. Some North Omaha residents are paying out over $1,654 extra every year for auto insurance in North Omaha. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Omaha, Omaha, NE Savings / Yr. |
|---|---|
$650 |
|
$488 |
|
$458 |
|
$356 |
|
$1,569 |
|
$188 |
|
$868 |
North Omaha Car Insurance vs. Omaha
People living in North Omaha pay an average of 16.00% more than the typical driver in the state. The average driver in North Omaha can expect to pay about $679 per year, or $1,654 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in North Omaha for most people.
Car Insurance Prices by North Omaha Neighborhood
Insurance Prices
Where is insurance cheapest within North Omaha?
The map shows insurance prices in and around North Omaha, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $438 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,870 to a low of $1,432. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of North Omaha.Pick the Best Car Insurance Company for You in North Omaha
The best car insurance provider for most drivers in North Omaha
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $650 over the average North Omaha car insurance company.
The best car insurance provider for North Omaha drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $488 over the competition.
The best car insurance company for North Omaha drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $458 better than other car insurance companies.
The best auto insurance for North Omaha drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $356 less each year.
The least expensive car insurance company for new and young drivers in North Omaha
In North Omaha, Farmers Mutual of Nebraska costs young drivers $1,569 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Omaha
Nationwide gave the largest car insurance discounts to married couples, averaging $188 saved each year compared to an average North Omaha couple's premiums.
The cheapest car insurance in North Omaha for drivers with bad credit
The best North Omaha car insurance company for customer service
Nationwide was the best company for customer service in North Omaha according to the NAIC.
Recent price drops
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The cheapest large national provider in North Omaha
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average North Omaha driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Omaha, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around North Omaha
What Influences the Cost of Car Insurance in North Omaha?
On average, car insurance in North Omaha is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Omaha is 25 minutes, which is a little more than average for a driver in the city.
- Nebraska state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Omaha are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- North Omaha is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Omaha is $57 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Benson: Insurance costs 5.86% less
- Keystone: Insurance costs 10.64% less
- Miller Park Minne Lusa Area: Insurance costs 5.08% more
- North Central Omaha: Insurance costs 9.31% less
- Central Omaha: Insurance costs 12.45% less
- Jefferson Square: Insurance costs 9.49% less
- East Omaha: Insurance costs 0.97% less
- Aksarben-Elmwood Park: Insurance costs 13.42% less
- Leavenworth: Insurance costs 8.40% less
- Downtown Omaha: Insurance costs 6.17% less
Neighborhoods with Similar Populations
- West Phoenix: Insurance costs 19.89% more
- Park Central Area: Insurance costs 6.11% less
- Marquette: Insurance costs 26.42% less
- Ukrainian Village: Insurance costs 29.81% less
- University Park: Insurance costs 26.12% more
- Villa Park: Insurance costs 36.82% more
- Walnut Grove - Shelby Farms PD: Insurance costs 10.70% less
- Walnut Hills: Insurance costs 19.95% less
- Walnut Orange Walsh: Insurance costs 49.94% more
- Warren Point: Insurance costs 28.72% more