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Get Cheap Car Insurance in Upper Baseline, Little Rock, AR
We monitor insurance prices, helping the average driver in Upper Baseline save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Upper Baseline
The chart below shows the cheapest car insurance company in Upper Baseline for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Upper Baseline Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $61 |
| Farm Bureau | $63 |
| Geico | $64 |
| Jupiter | $66 |
Savings for Every Kind of Upper Baseline Driver
Based on our extensive insurance data, we know the average Upper Baseline driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $371 per year by choosing the right vehicle insurance company. Some Upper Baseline residents are paying out over $1,876 extra every year for auto insurance in Upper Baseline. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Baseline, Little Rock, AR Savings / Yr. |
|---|---|
$371 |
|
$658 |
|
$530 |
|
$815 |
|
$2,106 |
|
$374 |
|
$523 |
Upper Baseline Car Insurance vs. Little Rock
People living in Upper Baseline pay an average of 11.50% more than the typical driver in the state. The average driver in Upper Baseline can expect to pay about $1,016 per year, or $1,876 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Upper Baseline for most people.
Car Insurance Prices by Upper Baseline Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Baseline?
The map shows insurance prices in and around Upper Baseline, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $310 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,015 to a low of $1,705. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Upper Baseline.Pick the Best Car Insurance Company for You in Upper Baseline
The best car insurance provider for most drivers in Upper Baseline
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $371 over the average Upper Baseline car insurance company.
The best car insurance provider for Upper Baseline drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $658 over the competition.
The best car insurance company for Upper Baseline drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $530 better than other car insurance companies.
The best auto insurance for Upper Baseline drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $815 less each year.
The least expensive car insurance company for new and young drivers in Upper Baseline
In Upper Baseline, Farm Bureau costs young drivers $2,106 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Baseline
Farm Bureau gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Upper Baseline couple's premiums.
The cheapest car insurance in Upper Baseline for drivers with bad credit
The best Upper Baseline car insurance company for customer service
Nationwide was the best company for customer service in Upper Baseline according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Baseline
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Upper Baseline driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Baseline, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Upper Baseline
What Influences the Cost of Car Insurance in Upper Baseline?
On average, car insurance in Upper Baseline is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Upper Baseline is 26 minutes, which is far more than average for a driver in the city.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Baseline are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Upper Baseline is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Baseline is $85 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cloverdale Watson: Insurance costs 1.01% more
- Wakefield: Insurance costs 2.83% more
- 65th Street West: Insurance costs 1.55% less
- Chicot West: Insurance costs 2.51% less
- Westwood: Insurance costs 0.48% less
- Oak Forest: Insurance costs 0.11% more
- Boyle Park: Insurance costs 3.89% less
- South End: Insurance costs 6.40% more
- Stephens: Insurance costs 3.89% more
- John Barrow: Insurance costs 2.67% less
Neighborhoods with Similar Populations
- Downtown Riverside: Insurance costs 18.71% more
- Argentine: Insurance costs 11.14% less
- Longfellow: Insurance costs 29.21% more
- Haller Lake: Insurance costs 12.58% less
- Roseville: Insurance costs 0.16% more
- Merriman Valley: Insurance costs 37.95% less
- Federal Hill Historic District: Insurance costs 12.79% more
- Mesa Hills: Insurance costs 4.26% more
- Duboce Triangle: Insurance costs 24.47% more
- Downtown Glendale: Insurance costs 10.02% more