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Get Cheap Car Insurance in Mesa Hills, El Paso, TX
We monitor insurance prices, helping the average driver in Mesa Hills save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Mesa Hills
The chart below shows the cheapest car insurance company in Mesa Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Mesa Hills Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $66 |
| Progressive | $68 |
| State Farm | $73 |
Savings for Every Kind of Mesa Hills Driver
Based on our extensive insurance data, we know the average Mesa Hills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $402 per year by choosing the right vehicle insurance company. Some Mesa Hills residents are paying out over $1,956 extra every year for auto insurance in Mesa Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mesa Hills, El Paso, TX Savings / Yr. |
|---|---|
$402 |
|
$921 |
|
$812 |
|
$930 |
|
$1,415 |
|
$534 |
|
$585 |
Mesa Hills Car Insurance vs. El Paso
People living in Mesa Hills pay an average of 0.09% more than the typical driver in the state. The average driver in Mesa Hills can expect to pay about $1,165 per year, or $1,956 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mesa Hills for most people.
Car Insurance Prices by Mesa Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Mesa Hills?
The map shows insurance prices in and around Mesa Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $245 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,091 to a low of $1,846. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Mesa Hills.Pick the Best Car Insurance Company for You in Mesa Hills
The best car insurance provider for most drivers in Mesa Hills
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $402 over the average Mesa Hills car insurance company.
The best car insurance provider for Mesa Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $921 over the competition.
The best car insurance company for Mesa Hills drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $812 better than other car insurance companies.
The best auto insurance for Mesa Hills drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $930 less each year.
The least expensive car insurance company for new and young drivers in Mesa Hills
In Mesa Hills, State Farm costs young drivers $1,415 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mesa Hills
State Farm gave the largest car insurance discounts to married couples, averaging $534 saved each year compared to an average Mesa Hills couple's premiums.
The cheapest car insurance in Mesa Hills for drivers with bad credit
The best Mesa Hills car insurance company for customer service
Nationwide was the best company for customer service in Mesa Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Mesa Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mesa Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mesa Hills, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Mesa Hills
What Influences the Cost of Car Insurance in Mesa Hills?
On average, car insurance in Mesa Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mesa Hills are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Mesa Hills has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mesa Hills is $97 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Coronado: Insurance costs 5.52% less
- Mission Hills: Insurance costs 3.53% more
- Zach White: Insurance costs 1.58% more
- Northwest: Insurance costs 2.20% less
- Central: Insurance costs 1.38% less
- Angels Triangle: Insurance costs 1.43% more
- Northeast: Insurance costs 4.24% less
- Cielo Vista South: Insurance costs the same
- El Paso Lower Valley: Insurance costs 0.05% more
- North Hills: Insurance costs 4.24% less
Neighborhoods with Similar Populations
- Roosevelt-San Francisco: Insurance costs 3.53% more
- Haller Lake: Insurance costs 16.16% less
- Holiday Hill: Insurance costs 34.51% more
- Lakewood: Insurance costs 2.56% more
- Longfellow: Insurance costs 23.93% more
- North Center: Insurance costs 11.25% less
- Oak Hill: Insurance costs 37.32% more
- Otter Creek Crystal: Insurance costs 7.31% less
- Rancho del Rey: Insurance costs 3.17% more
- Belgravia Terrace: Insurance costs 10.48% less