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Get Cheap Car Insurance in North Hills, El Paso, TX
We monitor insurance prices, helping the average driver in North Hills save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in North Hills
The chart below shows the cheapest car insurance company in North Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| North Hills Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $63 |
| Progressive | $65 |
| State Farm | $70 |
Savings for Every Kind of North Hills Driver
Based on our extensive insurance data, we know the average North Hills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $385 per year by choosing the right vehicle insurance company. Some North Hills residents are paying out over $1,873 extra every year for auto insurance in North Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Hills, El Paso, TX Savings / Yr. |
|---|---|
$385 |
|
$882 |
|
$777 |
|
$890 |
|
$1,355 |
|
$512 |
|
$560 |
North Hills Car Insurance vs. El Paso
People living in North Hills pay an average of 4.16% less than the typical driver in the state. The average driver in North Hills can expect to pay about $1,116 per year, or $1,873 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Hills for most people.
Car Insurance Prices by North Hills Neighborhood
Insurance Prices
Where is insurance cheapest within North Hills?
The map shows insurance prices in and around North Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $301 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,003 to a low of $1,702. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of North Hills.Pick the Best Car Insurance Company for You in North Hills
The best car insurance provider for most drivers in North Hills
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $385 over the average North Hills car insurance company.
The best car insurance provider for North Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $882 over the competition.
The best car insurance company for North Hills drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $777 better than other car insurance companies.
The best auto insurance for North Hills drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $890 less each year.
The least expensive car insurance company for new and young drivers in North Hills
In North Hills, State Farm costs young drivers $1,355 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Hills
State Farm gave the largest car insurance discounts to married couples, averaging $512 saved each year compared to an average North Hills couple's premiums.
The cheapest car insurance in North Hills for drivers with bad credit
The best North Hills car insurance company for customer service
Nationwide was the best company for customer service in North Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in North Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Hills, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around North Hills
What Influences the Cost of Car Insurance in North Hills?
On average, car insurance in North Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Hills is 26 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- North Hills is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Hills is $93 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northeast: Insurance costs the same
- Angels Triangle: Insurance costs 5.93% more
- Northwest: Insurance costs 2.14% more
- Mesa Hills: Insurance costs 4.43% more
- Coronado: Insurance costs 1.33% less
- Central: Insurance costs 2.99% more
- Mission Hills: Insurance costs 8.12% more
- Cielo Vista South: Insurance costs 4.43% more
- Album Park: Insurance costs 2.19% more
- Zach White: Insurance costs 6.09% more
Neighborhoods with Similar Populations
- Woodlawn: Insurance costs 68.45% more
- Whittenton: Insurance costs 10.52% less
- Whittier: Insurance costs 6.35% more
- Widefield: Insurance costs 7.79% more
- Wilkes: Insurance costs 1.23% less
- Windsor Park: Insurance costs 10.52% more
- Winter Gardens: Insurance costs 4.59% more
- Winter Hill: Insurance costs 7.90% more
- Carrick: Insurance costs 21.52% less
- Canton: Insurance costs 8.86% more