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Get Cheap Car Insurance in Northwest, El Paso, TX
We monitor insurance prices, helping the average driver in Northwest save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Northwest
The chart below shows the cheapest car insurance company in Northwest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Northwest Insurer | Monthly Cost |
|---|---|
| Clearcover | $50 |
| Mile Auto | $65 |
| Progressive | $67 |
| State Farm | $72 |
Savings for Every Kind of Northwest Driver
Based on our extensive insurance data, we know the average Northwest driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $394 per year by choosing the right vehicle insurance company. Some Northwest residents are paying out over $1,913 extra every year for auto insurance in Northwest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northwest, El Paso, TX Savings / Yr. |
|---|---|
$394 |
|
$901 |
|
$794 |
|
$910 |
|
$1,384 |
|
$523 |
|
$572 |
Northwest Car Insurance vs. El Paso
People living in Northwest pay an average of 2.09% less than the typical driver in the state. The average driver in Northwest can expect to pay about $1,140 per year, or $1,913 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Northwest for most people.
Car Insurance Prices by Northwest Neighborhood
Insurance Prices
Where is insurance cheapest within Northwest?
The map shows insurance prices in and around Northwest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $356 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,107 to a low of $1,751. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Northwest.Pick the Best Car Insurance Company for You in Northwest
The best car insurance provider for most drivers in Northwest
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $394 over the average Northwest car insurance company.
The best car insurance provider for Northwest drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $901 over the competition.
The best car insurance company for Northwest drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $794 better than other car insurance companies.
The best auto insurance for Northwest drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $910 less each year.
The least expensive car insurance company for new and young drivers in Northwest
In Northwest, State Farm costs young drivers $1,384 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northwest
State Farm gave the largest car insurance discounts to married couples, averaging $523 saved each year compared to an average Northwest couple's premiums.
The cheapest car insurance in Northwest for drivers with bad credit
The best Northwest car insurance company for customer service
Recent price drops
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The cheapest large national provider in Northwest
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Northwest driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northwest, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Northwest
What Influences the Cost of Car Insurance in Northwest?
On average, car insurance in Northwest is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northwest is 29 minutes, which is about the national average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northwest are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Northwest is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northwest is $95 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Coronado: Insurance costs 3.40% less
- Zach White: Insurance costs 3.87% more
- Mesa Hills: Insurance costs 2.25% more
- Mission Hills: Insurance costs 5.85% more
- Angels Triangle: Insurance costs 3.71% more
- Central: Insurance costs 0.84% more
- Northeast: Insurance costs 2.09% less
- North Hills: Insurance costs 2.09% less
- Cielo Vista South: Insurance costs 2.25% more
- El Paso Lower Valley: Insurance costs 2.30% more
Neighborhoods with Similar Populations
- Westlake: Insurance costs 37.22% more
- Williamsburg: Insurance costs 61.79% more
- West Houston: Insurance costs 4.03% more
- West San Jose: Insurance costs 7.68% more
- South Side: Insurance costs 6.85% less
- Paradise Valley: Insurance costs the same
- Southeast Los Angeles: Insurance costs 35.23% more
- Spring Branch: Insurance costs 3.50% more
- South Mountain: Insurance costs 4.65% more
- Sunset Park: Insurance costs 83.06% more