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Get Cheap Car Insurance in Oak Forest, Little Rock, AR
We monitor insurance prices, helping the average driver in Oak Forest save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Oak Forest
The chart below shows the cheapest car insurance company in Oak Forest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Oak Forest Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $61 |
| Farm Bureau | $63 |
| Geico | $64 |
| Jupiter | $66 |
Savings for Every Kind of Oak Forest Driver
Based on our extensive insurance data, we know the average Oak Forest driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $372 per year by choosing the right vehicle insurance company. Some Oak Forest residents are paying out over $1,878 extra every year for auto insurance in Oak Forest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oak Forest, Little Rock, AR Savings / Yr. |
|---|---|
$372 |
|
$658 |
|
$530 |
|
$816 |
|
$2,108 |
|
$374 |
|
$523 |
Oak Forest Car Insurance vs. Little Rock
People living in Oak Forest pay an average of 11.60% more than the typical driver in the state. The average driver in Oak Forest can expect to pay about $1,017 per year, or $1,878 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Oak Forest for most people.
Car Insurance Prices by Oak Forest Neighborhood
Insurance Prices
Where is insurance cheapest within Oak Forest?
The map shows insurance prices in and around Oak Forest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $410 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,082 to a low of $1,672. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Oak Forest.Pick the Best Car Insurance Company for You in Oak Forest
The best car insurance provider for most drivers in Oak Forest
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $372 over the average Oak Forest car insurance company.
The best car insurance provider for Oak Forest drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $658 over the competition.
The best car insurance company for Oak Forest drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $530 better than other car insurance companies.
The best auto insurance for Oak Forest drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $816 less each year.
The least expensive car insurance company for new and young drivers in Oak Forest
In Oak Forest, Farm Bureau costs young drivers $2,108 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oak Forest
Farm Bureau gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Oak Forest couple's premiums.
The cheapest car insurance in Oak Forest for drivers with bad credit
The best Oak Forest car insurance company for customer service
Nationwide was the best company for customer service in Oak Forest according to the NAIC.
Recent price drops
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The cheapest large national provider in Oak Forest
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Oak Forest driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oak Forest, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Oak Forest
What Influences the Cost of Car Insurance in Oak Forest?
On average, car insurance in Oak Forest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oak Forest are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Oak Forest is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oak Forest is $85 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Stephens: Insurance costs 3.78% more
- Boyle Park: Insurance costs 3.99% less
- Hillcrest: Insurance costs 8.20% less
- Briarwood: Insurance costs 9.80% less
- John Barrow: Insurance costs 2.77% less
- South End: Insurance costs 6.28% more
- Heights: Insurance costs 5.54% less
- Wakefield: Insurance costs 2.72% more
- Midtown: Insurance costs 9.80% less
- Downtown Little Rock: Insurance costs 4.69% less
Neighborhoods with Similar Populations
- Bayless Atkins: Insurance costs 5.64% less
- Downtown New Britain: Insurance costs 19.17% more
- Southeast Nashua: Insurance costs 31.52% less
- Madison Heights: Insurance costs 22.90% more
- Mount Hope: Insurance costs 14.48% more
- North Omaha: Insurance costs 11.93% less
- Old Mountain View: Insurance costs 11.29% more
- Panther Creek: Insurance costs 5.75% less
- Park Avenue: Insurance costs 18.42% more
- Park Central Area: Insurance costs 17.31% less