Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Park Avenue, Rochester, NY
We monitor insurance prices, helping the average driver in Park Avenue save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Park Avenue
The chart below shows the cheapest car insurance company in Park Avenue for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Park Avenue Insurer | Monthly Cost |
|---|---|
| Kemper | $82 |
| Plymouth Rock Assurance | $109 |
| Safeco Insurance | $117 |
| Geico | $122 |
Savings for Every Kind of Park Avenue Driver
Based on our extensive insurance data, we know the average Park Avenue driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $663 per year by choosing the right vehicle insurance company. Some Park Avenue residents are paying out over $2,224 extra every year for auto insurance in Park Avenue. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Park Avenue, Rochester, NY Savings / Yr. |
|---|---|
$663 |
|
$423 |
|
$845 |
|
$855 |
|
$2,094 |
|
$701 |
|
$1,116 |
Park Avenue Car Insurance vs. Rochester
People living in Park Avenue pay an average of 8.28% less than the typical driver in the state. The average driver in Park Avenue can expect to pay about $1,613 per year, or $2,224 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Park Avenue for most people.
Car Insurance Prices by Park Avenue Neighborhood
Insurance Prices
Where is insurance cheapest within Park Avenue?
The map shows insurance prices in and around Park Avenue, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $336 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,461 to a low of $2,125. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Park Avenue.Pick the Best Car Insurance Company for You in Park Avenue
The best car insurance provider for most drivers in Park Avenue
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $663 over the average Park Avenue car insurance company.
The best car insurance provider for Park Avenue drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $423 over the competition.
The best car insurance company for Park Avenue drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $845 better than other car insurance companies.
The best auto insurance for Park Avenue drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $855 less each year.
The least expensive car insurance company for new and young drivers in Park Avenue
In Park Avenue, Progressive costs young drivers $2,094 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Park Avenue
Progressive gave the largest car insurance discounts to married couples, averaging $701 saved each year compared to an average Park Avenue couple's premiums.
The cheapest car insurance in Park Avenue for drivers with bad credit
The best Park Avenue car insurance company for customer service
Nationwide was the best company for customer service in Park Avenue according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Park Avenue, which was better than other insurers.
The cheapest large national provider in Park Avenue
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Park Avenue driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Park Avenue, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Park Avenue
What Influences the Cost of Car Insurance in Park Avenue?
On average, car insurance in Park Avenue is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Park Avenue is 22 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Park Avenue are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Park Avenue is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Park Avenue is $134 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East Avenue: Insurance costs 2.97% more
- Pearl-Meigs-Monroe: Insurance costs 9.17% more
- Ellwanger-Barry: Insurance costs 0.54% more
- South Wedge: Insurance costs 10.12% more
- Cobbs Hill: Insurance costs 3.64% less
- Roselawn: Insurance costs 0.90% less
- South Marketview Heights: Insurance costs 27.79% more
- Beechwood: Insurance costs 23.97% more
- Central Business District-Rochester: Insurance costs 12.59% more
- Corn Hill: Insurance costs 11.15% more
Neighborhoods with Similar Populations
- Saint Louis Hills: Insurance costs 10.70% less
- Irvine Health and Science Complex: Insurance costs 4.90% less
- Kensington: Insurance costs 17.00% less
- Kingsborough Ridge: Insurance costs 14.97% less
- Lobdell-Woodale: Insurance costs 61.11% more
- Marquette: Insurance costs 45.28% less
- Mayfield: Insurance costs 5.98% less
- Meadowdale: Insurance costs 25.90% less
- Morrell Park: Insurance costs 5.71% less
- Mt. Park: Insurance costs 27.02% less