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Get Cheap Car Insurance in East Avenue, Rochester, NY
We monitor insurance prices, helping the average driver in East Avenue save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in East Avenue
The chart below shows the cheapest car insurance company in East Avenue for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| East Avenue Insurer | Monthly Cost |
|---|---|
| Kemper | $84 |
| Plymouth Rock Assurance | $112 |
| Safeco Insurance | $121 |
| Geico | $126 |
Savings for Every Kind of East Avenue Driver
Based on our extensive insurance data, we know the average East Avenue driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $683 per year by choosing the right vehicle insurance company. Some East Avenue residents are paying out over $2,290 extra every year for auto insurance in East Avenue. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Avenue, Rochester, NY Savings / Yr. |
|---|---|
$683 |
|
$435 |
|
$870 |
|
$880 |
|
$2,156 |
|
$721 |
|
$1,149 |
East Avenue Car Insurance vs. Rochester
People living in East Avenue pay an average of 5.58% less than the typical driver in the state. The average driver in East Avenue can expect to pay about $1,661 per year, or $2,290 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in East Avenue for most people.
Car Insurance Prices by East Avenue Neighborhood
Insurance Prices
Where is insurance cheapest within East Avenue?
The map shows insurance prices in and around East Avenue, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $371 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,492 to a low of $2,121. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of East Avenue.Pick the Best Car Insurance Company for You in East Avenue
The best car insurance provider for most drivers in East Avenue
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $683 over the average East Avenue car insurance company.
The best car insurance provider for East Avenue drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $435 over the competition.
The best car insurance company for East Avenue drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $870 better than other car insurance companies.
The best auto insurance for East Avenue drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $880 less each year.
The least expensive car insurance company for new and young drivers in East Avenue
In East Avenue, Progressive costs young drivers $2,156 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Avenue
Progressive gave the largest car insurance discounts to married couples, averaging $721 saved each year compared to an average East Avenue couple's premiums.
The cheapest car insurance in East Avenue for drivers with bad credit
The best East Avenue car insurance company for customer service
Nationwide was the best company for customer service in East Avenue according to the NAIC.
Recent price drops
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The cheapest large national provider in East Avenue
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Avenue driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Avenue, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around East Avenue
What Influences the Cost of Car Insurance in East Avenue?
On average, car insurance in East Avenue is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in East Avenue is 21 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Avenue are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- East Avenue has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Avenue is $138 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Park Avenue: Insurance costs 2.88% less
- Pearl-Meigs-Monroe: Insurance costs 6.03% more
- South Marketview Heights: Insurance costs 24.10% more
- Beechwood: Insurance costs 20.39% more
- Central Business District-Rochester: Insurance costs 9.34% more
- South Wedge: Insurance costs 6.94% more
- Ellwanger-Barry: Insurance costs 2.36% less
- Culver-Winton: Insurance costs 1.44% more
- North Marketview Heights: Insurance costs 24.24% more
- Cobbs Hill: Insurance costs 6.42% less
Neighborhoods with Similar Populations
- Alki: Insurance costs 29.78% less
- Millbrook: Insurance costs 33.54% more
- 25th Street: Insurance costs 35.33% less
- Mount Pleasant-Lower Broadway: Insurance costs 3.32% more
- North Valley: Insurance costs 17.90% more
- Seward Park: Insurance costs 23.93% less
- Downtown Crossing: Insurance costs 18.12% less
- College Park: Insurance costs 9.26% more
- Cattleman Square: Insurance costs 8.78% less
- Venable: Insurance costs 47.12% less