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Get Cheap Car Insurance in Mount Pleasant-Lower Broadway, Newark, NJ
We monitor insurance prices, helping the average driver in Mount Pleasant-Lower Broadway save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Mount Pleasant-Lower Broadway
The chart below shows the cheapest car insurance company in Mount Pleasant-Lower Broadway for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Mount Pleasant-Lower Broadway Insurer | Monthly Cost |
|---|---|
| State Farm | $79 |
| Geico | $82 |
| Plymouth Rock Assurance | $100 |
| NJM | $119 |
Savings for Every Kind of Mount Pleasant-Lower Broadway Driver
Based on our extensive insurance data, we know the average Mount Pleasant-Lower Broadway driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $620 per year by choosing the right vehicle insurance company. Some Mount Pleasant-Lower Broadway residents are paying out over $2,366 extra every year for auto insurance in Mount Pleasant-Lower Broadway. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Pleasant-Lower Broadway, Newark, NJ Savings / Yr. |
|---|---|
$620 |
|
$1,151 |
|
$883 |
|
$762 |
|
$3,061 |
|
$597 |
|
$928 |
Mount Pleasant-Lower Broadway Car Insurance vs. Newark
People living in Mount Pleasant-Lower Broadway pay an average of 30.30% more than the typical driver in the state. The average driver in Mount Pleasant-Lower Broadway can expect to pay about $1,411 per year, or $2,366 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Mount Pleasant-Lower Broadway for most people.
Car Insurance Prices by Mount Pleasant-Lower Broadway Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Pleasant-Lower Broadway?
The map shows insurance prices in and around Mount Pleasant-Lower Broadway, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $490 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,623 to a low of $2,133. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Mount Pleasant-Lower Broadway.Pick the Best Car Insurance Company for You in Mount Pleasant-Lower Broadway
The best car insurance provider for most drivers in Mount Pleasant-Lower Broadway
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $620 over the average Mount Pleasant-Lower Broadway car insurance company.
The best car insurance provider for Mount Pleasant-Lower Broadway drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,151 over the competition.
The best car insurance company for Mount Pleasant-Lower Broadway drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $883 better than other car insurance companies.
The best auto insurance for Mount Pleasant-Lower Broadway drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $762 less each year.
The least expensive car insurance company for new and young drivers in Mount Pleasant-Lower Broadway
In Mount Pleasant-Lower Broadway, Geico costs young drivers $3,061 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Pleasant-Lower Broadway
Geico gave the largest car insurance discounts to married couples, averaging $597 saved each year compared to an average Mount Pleasant-Lower Broadway couple's premiums.
The cheapest car insurance in Mount Pleasant-Lower Broadway for drivers with bad credit
The best Mount Pleasant-Lower Broadway car insurance company for customer service
Nationwide was the best company for customer service in Mount Pleasant-Lower Broadway according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Pleasant-Lower Broadway
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mount Pleasant-Lower Broadway driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Pleasant-Lower Broadway, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Mount Pleasant-Lower Broadway
What Influences the Cost of Car Insurance in Mount Pleasant-Lower Broadway?
On average, car insurance in Mount Pleasant-Lower Broadway is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mount Pleasant-Lower Broadway is 35 minutes, which is about the national average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Pleasant-Lower Broadway are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Mount Pleasant-Lower Broadway is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Pleasant-Lower Broadway is $118 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Seventh Avenue: Insurance costs 3.80% more
- Lower Roseville: Insurance costs 4.69% more
- North Broadway: Insurance costs 5.07% more
- Forest Hill: Insurance costs 4.40% more
- University Heights: Insurance costs 2.16% more
- Upper Roseville: Insurance costs 4.90% more
- Central Business District: Insurance costs 3.21% more
- Fairmuont: Insurance costs 4.10% more
- Springfield-Belmont: Insurance costs 1.39% more
- North Ironbound: Insurance costs 3.38% more
Neighborhoods with Similar Populations
- Federal Hill-Montgomery: Insurance costs 10.74% less
- Delhi: Insurance costs 6.80% less
- Snow Woods: Insurance costs 30.05% more
- Downtown Crossing: Insurance costs 20.75% less
- South Bay: Insurance costs 20.71% less
- Downtown Modesto: Insurance costs 8.96% less
- Duclay: Insurance costs 9.47% more
- East Avenue: Insurance costs 3.21% less
- East Elmhurst: Insurance costs 36.52% more
- East End: Insurance costs 9.13% less