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Get Cheap Car Insurance in Federal Hill-Montgomery, Baltimore, MD
We monitor insurance prices, helping the average driver in Federal Hill-Montgomery save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Federal Hill-Montgomery
The chart below shows the cheapest car insurance company in Federal Hill-Montgomery for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Federal Hill-Montgomery Insurer | Monthly Cost |
|---|---|
| State Farm | $98 |
| Erie Insurance | $99 |
| Travelers | $113 |
| Safeco Insurance | $117 |
Savings for Every Kind of Federal Hill-Montgomery Driver
Based on our extensive insurance data, we know the average Federal Hill-Montgomery driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $393 per year by choosing the right vehicle insurance company. Some Federal Hill-Montgomery residents are paying out over $2,112 extra every year for auto insurance in Federal Hill-Montgomery. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Federal Hill-Montgomery, Baltimore, MD Savings / Yr. |
|---|---|
$393 |
|
$369 |
|
$430 |
|
$693 |
|
$1,332 |
|
$238 |
|
$931 |
Federal Hill-Montgomery Car Insurance vs. Baltimore
People living in Federal Hill-Montgomery pay an average of 13.96% more than the typical driver in the state. The average driver in Federal Hill-Montgomery can expect to pay about $1,439 per year, or $2,112 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Federal Hill-Montgomery for most people.
Car Insurance Prices by Federal Hill-Montgomery Neighborhood
Insurance Prices
Where is insurance cheapest within Federal Hill-Montgomery?
The map shows insurance prices in and around Federal Hill-Montgomery, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $417 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,374 to a low of $1,957. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Federal Hill-Montgomery.Pick the Best Car Insurance Company for You in Federal Hill-Montgomery
The best car insurance provider for most drivers in Federal Hill-Montgomery
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $393 over the average Federal Hill-Montgomery car insurance company.
The best car insurance provider for Federal Hill-Montgomery drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $369 over the competition.
The best car insurance company for Federal Hill-Montgomery drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $430 better than other car insurance companies.
The best auto insurance for Federal Hill-Montgomery drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in Federal Hill-Montgomery
In Federal Hill-Montgomery, Erie Insurance costs young drivers $1,332 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Federal Hill-Montgomery
State Farm gave the largest car insurance discounts to married couples, averaging $238 saved each year compared to an average Federal Hill-Montgomery couple's premiums.
The cheapest car insurance in Federal Hill-Montgomery for drivers with bad credit
The best Federal Hill-Montgomery car insurance company for customer service
Nationwide was the best company for customer service in Federal Hill-Montgomery according to the NAIC.
Recent price drops
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The cheapest large national provider in Federal Hill-Montgomery
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Federal Hill-Montgomery driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Federal Hill-Montgomery, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Federal Hill-Montgomery
What Influences the Cost of Car Insurance in Federal Hill-Montgomery?
On average, car insurance in Federal Hill-Montgomery is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Federal Hill-Montgomery are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Federal Hill-Montgomery is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Federal Hill-Montgomery is $120 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Riverside: Insurance costs 4.59% less
- Downtown: Insurance costs 0.38% less
- Jonestown: Insurance costs 0.14% less
- Washington Village: Insurance costs 13.92% more
- Mount Vernon: Insurance costs 6.11% more
- Locust Point: Insurance costs 6.49% less
- Fells Point: Insurance costs 0.90% less
- Oldtown: Insurance costs 8.33% more
- Mid-Town Belvedere: Insurance costs 1.47% more
- Hopkins-Middle East: Insurance costs 9.71% more
Neighborhoods with Similar Populations
- Greenfield: Insurance costs 30.02% less
- Sunrise: Insurance costs 3.79% less
- Tarico Heights: Insurance costs 31.82% less
- Inglewood-Riverwood: Insurance costs 29.69% less
- Idlewild South: Insurance costs 29.45% less
- Harry Floyd Terrace: Insurance costs 3.84% more
- Hamilton Main Street Historic District: Insurance costs 44.27% less
- Gross Point: Insurance costs 22.40% less
- Greenwood: Insurance costs 41.05% less
- Standish: Insurance costs 14.02% less