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Get Cheap Car Insurance in Idlewild South, Charlotte, NC
We monitor insurance prices, helping the average driver in Idlewild South save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Idlewild South
The chart below shows the cheapest car insurance company in Idlewild South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Idlewild South Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $57 |
| Erie Insurance | $57 |
| Farm Bureau | $61 |
| Progressive | $64 |
Savings for Every Kind of Idlewild South Driver
Based on our extensive insurance data, we know the average Idlewild South driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $286 per year by choosing the right vehicle insurance company. Some Idlewild South residents are paying out over $1,490 extra every year for auto insurance in Idlewild South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Idlewild South, Charlotte, NC Savings / Yr. |
|---|---|
$286 |
|
$622 |
|
$453 |
|
$1,156 |
|
$858 |
|
$346 |
|
$519 |
Idlewild South Car Insurance vs. Charlotte
People living in Idlewild South pay an average of 19.20% more than the typical driver in the state. The average driver in Idlewild South can expect to pay about $893 per year, or $1,490 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Idlewild South for most people.
Car Insurance Prices by Idlewild South Neighborhood
Insurance Prices
Where is insurance cheapest within Idlewild South?
The map shows insurance prices in and around Idlewild South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $182 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,561 to a low of $1,379. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Idlewild South.Pick the Best Car Insurance Company for You in Idlewild South
The best car insurance provider for most drivers in Idlewild South
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $286 over the average Idlewild South car insurance company.
The best car insurance provider for Idlewild South drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $622 over the competition.
The best car insurance company for Idlewild South drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $453 better than other car insurance companies.
The best auto insurance for Idlewild South drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,156 less each year.
The least expensive car insurance company for new and young drivers in Idlewild South
In Idlewild South, State Farm costs young drivers $858 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Idlewild South
Erie Insurance gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average Idlewild South couple's premiums.
The cheapest car insurance in Idlewild South for drivers with bad credit
The best Idlewild South car insurance company for customer service
Nationwide was the best company for customer service in Idlewild South according to the NAIC.
Recent price drops
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The cheapest large national provider in Idlewild South
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Idlewild South driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Idlewild South, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Idlewild South
What Influences the Cost of Car Insurance in Idlewild South?
On average, car insurance in Idlewild South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Idlewild South is 33 minutes, which is far more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Idlewild South are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Idlewild South is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Idlewild South is $74 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Idlewild Farms: Insurance costs 2.89% more
- North Sharon Amity: Insurance costs 1.34% less
- East Forest: Insurance costs 4.70% less
- Marlwood: Insurance costs 1.07% less
- Marshbrooke: Insurance costs 5.50% less
- Stonehaven: Insurance costs 13.36% less
- Farm Pond: Insurance costs 3.36% more
- Oakhurst: Insurance costs 4.30% less
- Eastway-Sheffield Park: Insurance costs 1.07% more
- Sherwood Forest: Insurance costs 11.28% less
Neighborhoods with Similar Populations
- Melrose: Insurance costs 3.49% less
- Scenic Heights: Insurance costs 32.35% more
- San Jose: Insurance costs 87.99% more
- Normandy Estates: Insurance costs 79.33% more
- Mt Vernon: Insurance costs 10.20% less
- Mount Pleasant-Lower Broadway: Insurance costs 58.79% more
- Mission Viejo: Insurance costs 39.19% more
- Meydenbauer: Insurance costs 7.58% more
- Memorial Parkway: Insurance costs 25.57% more
- Memorial Northwest: Insurance costs 22.55% more