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Get Cheap Car Insurance in Idlewild Farms, Charlotte, NC
We monitor insurance prices, helping the average driver in Idlewild Farms save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Idlewild Farms
The chart below shows the cheapest car insurance company in Idlewild Farms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Idlewild Farms Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $58 |
| Erie Insurance | $59 |
| Farm Bureau | $62 |
| Progressive | $66 |
Savings for Every Kind of Idlewild Farms Driver
Based on our extensive insurance data, we know the average Idlewild Farms driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $294 per year by choosing the right vehicle insurance company. Some Idlewild Farms residents are paying out over $1,533 extra every year for auto insurance in Idlewild Farms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Idlewild Farms, Charlotte, NC Savings / Yr. |
|---|---|
$294 |
|
$640 |
|
$466 |
|
$1,190 |
|
$883 |
|
$356 |
|
$534 |
Idlewild Farms Car Insurance vs. Charlotte
People living in Idlewild Farms pay an average of 22.65% more than the typical driver in the state. The average driver in Idlewild Farms can expect to pay about $919 per year, or $1,533 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Idlewild Farms for most people.
Car Insurance Prices by Idlewild Farms Neighborhood
Insurance Prices
Where is insurance cheapest within Idlewild Farms?
The map shows insurance prices in and around Idlewild Farms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,565 to a low of $1,504. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Idlewild Farms.Pick the Best Car Insurance Company for You in Idlewild Farms
The best car insurance provider for most drivers in Idlewild Farms
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $294 over the average Idlewild Farms car insurance company.
The best car insurance provider for Idlewild Farms drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $640 over the competition.
The best car insurance company for Idlewild Farms drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $466 better than other car insurance companies.
The best auto insurance for Idlewild Farms drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,190 less each year.
The least expensive car insurance company for new and young drivers in Idlewild Farms
In Idlewild Farms, State Farm costs young drivers $883 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Idlewild Farms
Erie Insurance gave the largest car insurance discounts to married couples, averaging $356 saved each year compared to an average Idlewild Farms couple's premiums.
The cheapest car insurance in Idlewild Farms for drivers with bad credit
The best Idlewild Farms car insurance company for customer service
Nationwide was the best company for customer service in Idlewild Farms according to the NAIC.
Recent price drops
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The cheapest large national provider in Idlewild Farms
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Idlewild Farms driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Idlewild Farms, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Idlewild Farms
What Influences the Cost of Car Insurance in Idlewild Farms?
On average, car insurance in Idlewild Farms is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Idlewild Farms is 37 minutes, which is far more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Idlewild Farms are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Idlewild Farms is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Idlewild Farms is $77 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Marlwood: Insurance costs 3.85% less
- Farm Pond: Insurance costs 0.46% more
- North Sharon Amity: Insurance costs 4.11% less
- Idlewild South: Insurance costs 2.80% less
- Eastland-Wilora Lake: Insurance costs 3.33% less
- Becton Park: Insurance costs 5.28% less
- Hickory Ridge: Insurance costs 2.41% less
- Eastway-Sheffield Park: Insurance costs 1.76% less
- Marshbrooke: Insurance costs 8.15% less
- Oakhurst: Insurance costs 6.98% less
Neighborhoods with Similar Populations
- Hansen: Insurance costs 36.53% more
- South Poplar: Insurance costs 1.30% more
- Sharyland Plantation: Insurance costs 15.79% more
- Myers: Insurance costs 21.27% more
- McGirts Creek: Insurance costs 81.41% more
- Legacy Place: Insurance costs 85.58% more
- Lakeside-Lester Park: Insurance costs 5.68% more
- Highland Terrace: Insurance costs 54.21% more
- High Country: Insurance costs 14.74% more
- Hedgeville: Insurance costs 36.66% more