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Get Cheap Car Insurance in Hickory Ridge, Charlotte, NC
We monitor insurance prices, helping the average driver in Hickory Ridge save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Hickory Ridge
The chart below shows the cheapest car insurance company in Hickory Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Hickory Ridge Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $57 |
| Erie Insurance | $57 |
| Farm Bureau | $61 |
| Progressive | $64 |
Savings for Every Kind of Hickory Ridge Driver
Based on our extensive insurance data, we know the average Hickory Ridge driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $287 per year by choosing the right vehicle insurance company. Some Hickory Ridge residents are paying out over $1,496 extra every year for auto insurance in Hickory Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hickory Ridge, Charlotte, NC Savings / Yr. |
|---|---|
$287 |
|
$625 |
|
$455 |
|
$1,161 |
|
$862 |
|
$347 |
|
$521 |
Hickory Ridge Car Insurance vs. Charlotte
People living in Hickory Ridge pay an average of 19.66% more than the typical driver in the state. The average driver in Hickory Ridge can expect to pay about $896 per year, or $1,496 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Hickory Ridge for most people.
Car Insurance Prices by Hickory Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Hickory Ridge?
The map shows insurance prices in and around Hickory Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $243 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,545 to a low of $1,302. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Hickory Ridge.Pick the Best Car Insurance Company for You in Hickory Ridge
The best car insurance provider for most drivers in Hickory Ridge
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $287 over the average Hickory Ridge car insurance company.
The best car insurance provider for Hickory Ridge drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $625 over the competition.
The best car insurance company for Hickory Ridge drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $455 better than other car insurance companies.
The best auto insurance for Hickory Ridge drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,161 less each year.
The least expensive car insurance company for new and young drivers in Hickory Ridge
In Hickory Ridge, State Farm costs young drivers $862 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hickory Ridge
Erie Insurance gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average Hickory Ridge couple's premiums.
The cheapest car insurance in Hickory Ridge for drivers with bad credit
The best Hickory Ridge car insurance company for customer service
Nationwide was the best company for customer service in Hickory Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Hickory Ridge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hickory Ridge driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hickory Ridge, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Hickory Ridge
What Influences the Cost of Car Insurance in Hickory Ridge?
On average, car insurance in Hickory Ridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hickory Ridge is 33 minutes, which is far more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hickory Ridge are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Hickory Ridge is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hickory Ridge is $75 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Becton Park: Insurance costs 2.94% less
- Farm Pond: Insurance costs 2.94% more
- Idlewild Farms: Insurance costs 2.47% more
- Eastland-Wilora Lake: Insurance costs 0.94% less
- Marlwood: Insurance costs 1.47% less
- Hickory Grove: Insurance costs 3.28% less
- Oak Forest: Insurance costs 4.75% more
- North Sharon Amity: Insurance costs 1.74% less
- Windsor Park: Insurance costs 0.80% less
- Idlewild South: Insurance costs 0.40% less
Neighborhoods with Similar Populations
- Windsor Road: Insurance costs 17.51% more
- Carriage Place: Insurance costs 40.71% more
- Cane Ridge: Insurance costs 2.34% less
- Bloomfield: Insurance costs 0.33% more
- Northeast MacFarlane: Insurance costs 105.95% more
- Forest Hills: Insurance costs 6.42% less
- Harvest Bend: Insurance costs 28.54% more
- Hidden Cove-Indian Creek: Insurance costs 34.89% more
- Hillsdale: Insurance costs 10.70% more
- Hosford-Abernethy: Insurance costs 19.32% more