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Get Cheap Car Insurance in Hosford-Abernethy, Portland, OR

We monitor insurance prices, helping the average driver in Hosford-Abernethy save up to 34.7% on car insurance.

 

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The Cheapest Minimum Coverage in Hosford-Abernethy

The chart below shows the cheapest car insurance company in Hosford-Abernethy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.

 
Hosford-Abernethy Insurer Monthly Cost
Metromile $76
State Farm $77
Country Financial $85
Travelers $88

Savings for Every Kind of Hosford-Abernethy Driver

The table shows how much the average auto insurance customer in Hosford-Abernethy might save by following our recommendations.

Based on our extensive insurance data, we know the average Hosford-Abernethy driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $567 per year by choosing the right vehicle insurance company. Some Hosford-Abernethy residents are paying out over $1,785 extra every year for auto insurance in Hosford-Abernethy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Hosford-Abernethy, Portland, OR Savings / Yr.
Drivers with good records
$567
Drivers with accidents
$844
Drivers with speeding tickets
$688
Drivers with a DUI conviction
$773
Young drivers
$2,051
Married drivers
$554
Drivers with bad credit
$660

Hosford-Abernethy Car Insurance vs. Portland

People living in Hosford-Abernethy pay an average of 18.35% more than the typical driver in the state. The average driver in Hosford-Abernethy can expect to pay about $1,378 per year, or $1,785 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Hosford-Abernethy for most people.

Car Insurance Prices by Hosford-Abernethy Neighborhood

Hosford-Abernethy, Portland, OR map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Hosford-Abernethy?

The map shows insurance prices in and around Hosford-Abernethy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $152 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,891 to a low of $1,739. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Hosford-Abernethy.

Pick the Best Car Insurance Company for You in Hosford-Abernethy

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Hosford-Abernethy insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Hosford-Abernethy

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $567 over the average Hosford-Abernethy car insurance company.

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We use the average good driver, paying $102 per month, as our baseline for pricing in Hosford-Abernethy. State Farm, Metromile, and Mile Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Hosford-Abernethy drivers with accidents on their records

In Hosford-Abernethy getting into an accident will raise premiums an average 37% for a yearly cost of $2,825. That's $1,040 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and Mile Auto are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $844 over the competition.

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The best car insurance company for Hosford-Abernethy drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $688 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Hosford-Abernethy, tickets raise premiums on new quotes about $762. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Metromile for savings that beat the average insurance cost of $2,547 per year.

The best auto insurance for Hosford-Abernethy drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,455 per year in auto insurance premiums, which was $670 more than a driver with no major issues. State Farm, Mile Auto, and Kemper penalized their customers the least for a DUI.

Getting a quote from Mile Auto may cost the average person with a DUI about $773 less each year.

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The least expensive car insurance company for new and young drivers in Hosford-Abernethy

In Hosford-Abernethy, Country Financial costs young drivers $2,051 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in Hosford-Abernethy. With an average cost of $5,915 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Country Financial try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Hosford-Abernethy

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $99. State Farm, Progressive, and Country Financial provided the largest discounts to couples living in Hosford-Abernethy.

State Farm gave the largest car insurance discounts to married couples, averaging $554 saved each year compared to an average Hosford-Abernethy couple's premiums.

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The cheapest car insurance in Hosford-Abernethy for drivers with bad credit

People with poor credit saved an average of $660 with Mile Auto.

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Many people are surprised that their poor credit score can cost them an average of $898 every year. Premiums for people with poor credit were about $2,683 in Hosford-Abernethy. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Mile Auto, Kemper, and Country Financial.

The best Hosford-Abernethy car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Hosford-Abernethy, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Country Financial as the best provider in Hosford-Abernethy.

Nationwide was the best company for customer service in Hosford-Abernethy according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hosford-Abernethy, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Hosford-Abernethy. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Hosford-Abernethy

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 49% of Hosford-Abernethy residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hosford-Abernethy driver can expect to pay about $97 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hosford-Abernethy, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.
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Auto Insurance Prices in and Around Hosford-Abernethy

What Influences the Cost of Car Insurance in Hosford-Abernethy?

On average, car insurance in Hosford-Abernethy is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Hosford-Abernethy is 31 minutes, which is about the national average for a driver in the city.
  • Oregon state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Hosford-Abernethy are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Hosford-Abernethy is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Hosford-Abernethy is $115 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Hosford-Abernethy driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Hosford-Abernethy with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.