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Get Cheap Car Insurance in Downtown West, Minneapolis, MN
We monitor insurance prices, helping the average driver in Downtown West save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Downtown West
The chart below shows the cheapest car insurance company in Downtown West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Downtown West Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Auto-Owners Insurance | $69 |
| Kemper | $73 |
| American Family Insurance | $73 |
Savings for Every Kind of Downtown West Driver
Based on our extensive insurance data, we know the average Downtown West driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $526 per year by choosing the right vehicle insurance company. Some Downtown West residents are paying out over $1,954 extra every year for auto insurance in Downtown West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown West, Minneapolis, MN Savings / Yr. |
|---|---|
$526 |
|
$662 |
|
$426 |
|
$865 |
|
$1,483 |
|
$439 |
|
$1,155 |
Downtown West Car Insurance vs. Minneapolis
People living in Downtown West pay an average of 21.68% more than the typical driver in the state. The average driver in Downtown West can expect to pay about $1,011 per year, or $1,954 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Downtown West for most people.
Car Insurance Prices by Downtown West Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown West?
The map shows insurance prices in and around Downtown West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $272 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,085 to a low of $1,813. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Downtown West.Pick the Best Car Insurance Company for You in Downtown West
The best car insurance provider for most drivers in Downtown West
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $526 over the average Downtown West car insurance company.
The best car insurance provider for Downtown West drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for Downtown West drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $426 better than other car insurance companies.
The best auto insurance for Downtown West drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $865 less each year.
The least expensive car insurance company for new and young drivers in Downtown West
In Downtown West, State Farm costs young drivers $1,483 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown West
State Farm gave the largest car insurance discounts to married couples, averaging $439 saved each year compared to an average Downtown West couple's premiums.
The cheapest car insurance in Downtown West for drivers with bad credit
The best Downtown West car insurance company for customer service
Nationwide was the best company for customer service in Downtown West according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown West
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Downtown West driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown West, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Downtown West
What Influences the Cost of Car Insurance in Downtown West?
On average, car insurance in Downtown West is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown West is 27 minutes, which is about the national average for a driver in the city.
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown West are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Downtown West is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown West is $84 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Loop: Insurance costs 0.56% less
- Downtown East: Insurance costs 8.96% more
- Elliot Park: Insurance costs 2.46% more
- Loring Park: Insurance costs 2.97% less
- Stevens Square: Insurance costs 1.02% more
- Ventura Village: Insurance costs 5.17% more
- Cedar-Riverside: Insurance costs 3.43% more
- Marcy Holmes: Insurance costs 6.35% less
- Lowry Hill: Insurance costs 4.40% less
- Phillips West: Insurance costs 9.06% more
Neighborhoods with Similar Populations
- Rossville: Insurance costs 39.82% more
- Duluth Heights: Insurance costs 19.04% less
- East English Village: Insurance costs 107.93% more
- Edgerton: Insurance costs 48.36% more
- Elvira: Insurance costs 3.22% less
- Forest Hills: Insurance costs 28.35% less
- Grant Ferry: Insurance costs 38.79% more
- Hidden Cove-Indian Creek: Insurance costs 3.28% more
- Kirkwood: Insurance costs 30.40% less
- Los Angeles Heights-Keystone: Insurance costs 0.15% more