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Get Cheap Car Insurance in Stevens Square, Minneapolis, MN
We monitor insurance prices, helping the average driver in Stevens Square save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Stevens Square
The chart below shows the cheapest car insurance company in Stevens Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Stevens Square Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Auto-Owners Insurance | $70 |
| Kemper | $74 |
| American Family Insurance | $74 |
Savings for Every Kind of Stevens Square Driver
Based on our extensive insurance data, we know the average Stevens Square driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $531 per year by choosing the right vehicle insurance company. Some Stevens Square residents are paying out over $1,974 extra every year for auto insurance in Stevens Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stevens Square, Minneapolis, MN Savings / Yr. |
|---|---|
$531 |
|
$669 |
|
$430 |
|
$874 |
|
$1,498 |
|
$444 |
|
$1,167 |
Stevens Square Car Insurance vs. Minneapolis
People living in Stevens Square pay an average of 22.92% more than the typical driver in the state. The average driver in Stevens Square can expect to pay about $1,021 per year, or $1,974 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Stevens Square for most people.
Car Insurance Prices by Stevens Square Neighborhood
Insurance Prices
Where is insurance cheapest within Stevens Square?
The map shows insurance prices in and around Stevens Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $229 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,087 to a low of $1,858. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Stevens Square.Pick the Best Car Insurance Company for You in Stevens Square
The best car insurance provider for most drivers in Stevens Square
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $531 over the average Stevens Square car insurance company.
The best car insurance provider for Stevens Square drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Stevens Square drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $430 better than other car insurance companies.
The best auto insurance for Stevens Square drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $874 less each year.
The least expensive car insurance company for new and young drivers in Stevens Square
In Stevens Square, State Farm costs young drivers $1,498 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stevens Square
State Farm gave the largest car insurance discounts to married couples, averaging $444 saved each year compared to an average Stevens Square couple's premiums.
The cheapest car insurance in Stevens Square for drivers with bad credit
The best Stevens Square car insurance company for customer service
Nationwide was the best company for customer service in Stevens Square according to the NAIC.
Recent price drops
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The cheapest large national provider in Stevens Square
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Stevens Square driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stevens Square, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Stevens Square
What Influences the Cost of Car Insurance in Stevens Square?
On average, car insurance in Stevens Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Stevens Square is 27 minutes, which is about the national average for a driver in the city.
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stevens Square are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Stevens Square is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stevens Square is $85 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Loring Park: Insurance costs 3.95% less
- Whittier: Insurance costs 0.91% more
- Elliot Park: Insurance costs 1.42% more
- Phillips West: Insurance costs 7.95% more
- Ventura Village: Insurance costs 4.10% more
- Lowry Hill: Insurance costs 5.37% less
- Lowry Hill East: Insurance costs 6.79% less
- Downtown West: Insurance costs 1.01% less
- Midtown Phillips: Insurance costs 5.93% more
- Downtown East: Insurance costs 7.85% more
Neighborhoods with Similar Populations
- Lasell Village: Insurance costs 17.48% less
- North College: Insurance costs 13.98% less
- West End: Insurance costs 40.93% more
- North Broadway: Insurance costs 30.50% less
- West End Park: Insurance costs 1.27% less
- West Side: Insurance costs 19.76% less
- West Southwest 3: Insurance costs 22.34% less
- Westies: Insurance costs 41.79% less
- Westmont: Insurance costs 16.46% less
- Whitman-Mocine: Insurance costs 7.70% more