Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mid-Town Belvedere, Baltimore, MD
We monitor insurance prices, helping the average driver in Mid-Town Belvedere save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Mid-Town Belvedere
The chart below shows the cheapest car insurance company in Mid-Town Belvedere for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Mid-Town Belvedere Insurer | Monthly Cost |
|---|---|
| State Farm | $99 |
| Erie Insurance | $101 |
| Travelers | $115 |
| Safeco Insurance | $119 |
Savings for Every Kind of Mid-Town Belvedere Driver
Based on our extensive insurance data, we know the average Mid-Town Belvedere driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $399 per year by choosing the right vehicle insurance company. Some Mid-Town Belvedere residents are paying out over $2,143 extra every year for auto insurance in Mid-Town Belvedere. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mid-Town Belvedere, Baltimore, MD Savings / Yr. |
|---|---|
$399 |
|
$375 |
|
$436 |
|
$703 |
|
$1,352 |
|
$242 |
|
$945 |
Mid-Town Belvedere Car Insurance vs. Baltimore
People living in Mid-Town Belvedere pay an average of 15.65% more than the typical driver in the state. The average driver in Mid-Town Belvedere can expect to pay about $1,461 per year, or $2,143 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Mid-Town Belvedere for most people.
Car Insurance Prices by Mid-Town Belvedere Neighborhood
Insurance Prices
Where is insurance cheapest within Mid-Town Belvedere?
The map shows insurance prices in and around Mid-Town Belvedere, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $499 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,605 to a low of $2,106. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Mid-Town Belvedere.Pick the Best Car Insurance Company for You in Mid-Town Belvedere
The best car insurance provider for most drivers in Mid-Town Belvedere
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $399 over the average Mid-Town Belvedere car insurance company.
The best car insurance provider for Mid-Town Belvedere drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $375 over the competition.
The best car insurance company for Mid-Town Belvedere drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $436 better than other car insurance companies.
The best auto insurance for Mid-Town Belvedere drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $703 less each year.
The least expensive car insurance company for new and young drivers in Mid-Town Belvedere
In Mid-Town Belvedere, Erie Insurance costs young drivers $1,352 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mid-Town Belvedere
State Farm gave the largest car insurance discounts to married couples, averaging $242 saved each year compared to an average Mid-Town Belvedere couple's premiums.
The cheapest car insurance in Mid-Town Belvedere for drivers with bad credit
The best Mid-Town Belvedere car insurance company for customer service
Nationwide was the best company for customer service in Mid-Town Belvedere according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mid-Town Belvedere, which was better than other insurers.
The cheapest large national provider in Mid-Town Belvedere
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mid-Town Belvedere driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mid-Town Belvedere, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Mid-Town Belvedere
What Influences the Cost of Car Insurance in Mid-Town Belvedere?
On average, car insurance in Mid-Town Belvedere is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mid-Town Belvedere is 43 minutes, which is a little more than average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mid-Town Belvedere are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Mid-Town Belvedere is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mid-Town Belvedere is $122 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Vernon: Insurance costs 4.57% more
- Oldtown: Insurance costs 6.77% more
- Reservoir Hill-Bolton Hill: Insurance costs 7.19% more
- Downtown: Insurance costs 1.82% less
- Greenmount: Insurance costs 14.05% more
- Charles Village: Insurance costs 6.30% more
- Jonestown: Insurance costs 1.59% less
- Hopkins-Middle East: Insurance costs 8.12% more
- West Baltimore: Insurance costs 12.41% more
- Sandtown-Winchester: Insurance costs 13.67% more
Neighborhoods with Similar Populations
- Southside: Insurance costs 14.70% more
- Cable-Westwood: Insurance costs 6.25% less
- Canaryville: Insurance costs 17.83% less
- Centennial Park: Insurance costs 6.07% more
- Centerville: Insurance costs 4.29% more
- Chimney Rock Area: Insurance costs 23.89% less
- Cobblestone: Insurance costs 18.11% more
- Frenchtown: Insurance costs 52.59% less
- Southeast Springfield: Insurance costs 15.87% less
- Alamance Hills: Insurance costs 36.91% less